764 Laurel Ln, Cary, IL 60013 Property Records

McHenry County property record for 764 Laurel Ln, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,057 sqft · built 1994
Lot Size	0.26 acres (11,354 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Oct 2023)
Tax Bill	$6,925 (2022)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-23-106-008`

Property Details

APN / Parcel Number

Primary APN	`19-23-106-008`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,057 sqft
Gross Area	3,013 sqft
1st Floor Area	956 sqft
2nd Floor Area	1,101 sqft

Exterior

Year Built	Built 1994
Exterior Material	Frame Siding
Lot Area	11,354 sqft (0.26 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	764 LAUREL LN
City	CARY
State	IL
Zip	60013-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0039870 LT 100 FOX TRAILS PHASE 2 MEMO: BUSUIOC, ION G/ RODICA G LIV TR
Legal Range	08E
Legal Township	43N
Legal Section	23
Legal Subdivision	FOX TRLS PH 02
Legal Phase	2
Legal Block	106
Legal Lot Number	100
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3038
Census Tract	871312

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	764 LAUREL LN, CARY, IL 60013-3206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed, Transfer · VA Mortgage PNC BANK NA
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Prior Sale	Oct 23, 2015
Deed Document Number	2023R0027256
Record Updated	Jun 7, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 26, 2023
Property Address	764 LAUREL LN, CARY, IL 60013-3206
Document Number	0000027256
Map Reference	DOC 89R31983
Instrument Date	Aug 18, 2023
Instrument	2023R0027256
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 LAUREL LN, CARY, IL 60013-3206

Mortgage

Document Number	0000027257
Date	Oct 26, 2023
Instrument	2023R0027257

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate	6.87%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	764 LAUREL LN, CARY, IL 60013-3206
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012303
Date	Apr 4, 2022
Instrument	2022R0012303

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$6,925.00 Homeowner's exemption	$90,254 Land $9,534 Building $80,720	$270,762 Land $28,602 Building $242,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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