764 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 764 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,380 sqft · built 1995
Lot Size	0.314 acres (13,678 sqft)
Owner	Individual Name on Record
Last Sale	$212,000 (May 2018)
Tax Bill	$2,748 (2025)
Deeds & Mortgages	May 2020 Transfer May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 2 178`

Property Details

APN / Parcel Number

Primary APN	`18A 2 178`
Alternative APN	`5174`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,380 sqft Living Area
Gross Area	3,236 sqft
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Finished Basement	1,380 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,678 sqft (0.314 acres)
Terrain	Rolling
Porch	Porch
Porch Area	220 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5174
Street Address	764 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 200001870 SHADWELL-2 LOT 178 13,682 SF
Legal Subdivision	SHADWELL LAKE MONTICELLO
Legal Block	17
Legal Lot Number	178
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2003
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	764 JEFFERSON DR, PALMYRA, VA 22963-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Intrafamily Transfer, Transfer
May 29, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Apr 2, 2013 · Amount on Record
Deed Document Number	20181625
Last Transfer Date	Dec 11, 2019
Transfer Doc	0000001870
Record Updated	Sep 20, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	May 28, 2020
Property Address	764 JEFFERSON DR, PALMYRA, VA 22963-3210
Document Number	0200001870
Map Reference	DOC 180001625
Instrument Date	Dec 11, 2019
Instrument	200001870
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 JEFFERSON DR, PALMYRA, VA 22963-3210

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 29, 2018
Property Address	764 JEFFERSON DR, PALMYRA, VA 22963-3210
Document Number	0001801625
Map Reference	PB 76 PG 564
Instrument Date	Apr 30, 2018
Instrument	1801625
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 JEFFERSON DR, PALMYRA, VA 22963-3210

Mortgage

Document Number	0001801626
Date	May 29, 2018
Instrument	1801626

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,000 (-) Land $30,000 Building $334,000	$364,000 (-) Land $30,000 Building $334,000
2025	$2,748.00 (+23.78%)	$364,000 (+38.35%) Land $30,000 Building $334,000	$364,000 (+38.35%) Land $30,000 Building $334,000
2023		$263,100 Land $30,000 Building $233,100	$263,100 Land $30,000 Building $233,100
2022	$2,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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