764 Forest Lakes Dr, Sterrett, AL 35147 Property Records

Shelby County property record for 764 Forest Lakes Dr, Sterrett, AL 35147

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,050 sqft · built 2005
Lot Size	0.302 acres (13,155 sqft)
Owner	Individual Name on Record
Last Sale	$131,350 (Mar 2023)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`095210000001383`

Property Details

APN / Parcel Number

Primary APN	`095210000001383`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,050 sqft Heated Area
1st Floor Area	1,054 sqft
Upper Floors Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,155 sqft (0.302 acres)
Lot Dimensions	219 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	764 FOREST LAKES DR
City	STERRETT
State	AL
Zip	35147-8190
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 19S 01W NBRHD: 17 FOREST LAKES R-2
Legal Range	01W
Legal Township	19S
Legal Section	21
Legal Subdivision	FOREST LAKES SECTOR 5
Legal Lot Number	409
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	2
Census Block	2012
Census Tract	30215

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	764 FOREST LAKES DR, STERRETT, AL 35147-8190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2023	Quit Claim Deed, Transfer · Conventional Mortgage REGIONS BANK
Aug 26, 2021	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 5, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2023 · Amount on Record
Deed Sale	Mar 8, 2023 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	202364840
Record Updated	Jun 8, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 8, 2023
Property Address	764 FOREST LAKES DR, STERRETT, AL 35147-8190
Document Number	0000064830
Map Reference	MB 34 PG 122A-C
Instrument Date	Feb 20, 2023
Instrument	20230308000064830
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 FOREST LAKES DR, STERRETT, AL 35147-8190

Mortgage

Document Number	0000064850
Date	Mar 8, 2023
Instrument	20230308000064850

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	764 FOREST LAKES DR, STERRETT, AL 35147-8190
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000415400
Date	Aug 26, 2021
Instrument	20210826000415400

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 5, 2017
Property Address	764 FOREST LAKES DR, STERRETT, AL 35147-8190
Document Number	0000197210
Map Reference	MB34 PG122A
Instrument Date	May 26, 2017
Instrument	20170605000197210
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3710 78TH AVENUE CT W, 3710, UNIVERSITY PLACE, WA 98466-3249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 FOREST LAKES DR, CHELSEA, AL 35043

Mortgage

Document Number	0000197220
Date	Jun 5, 2017
Instrument	20170605000197220

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00 (+4.57%)	$31,240 (+4.55%)	$312,300 (+4.52%) Land $85,000 Building $227,300
2023	$1,314.00	$29,880	$298,800 Land $68,000 Building $230,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 63% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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