764 Constanza Dr, Henderson, KY 42420 Property Records

Henderson County property record for 764 Constanza Dr, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,608 sqft · built 1999
Lot Size0.335 acres (14,624 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (May 2021)
Tax Bill$2,495 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN64I-107

Property Details

APN / Parcel Number

Primary APN64I-107
Alternative APN
  • 48643

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,608 sqft Finished Area

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area14,624 sqft (0.335 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number48643
Street Address764 CONSTANZA DR
CityHENDERSON
StateKY
Zip42420-5344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
Legal SubdivisionWOLF HILLS
Legal Block7
Legal Lot Number107
JurisdictionHENDERSON KY
Township / Civil DivisionSPOTTSVILLE
Census Block Group4
Census Block4035
Census Tract20701

Owner

764 Constanza Dr is owned and occupied by an individual who bought it in May 2021.

Source: Henderson County records, as of November 24, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address764 CONSTANZA DR, HENDERSON, KY 42420-5344
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2021 · Amount on File
Deed SaleMay 10, 2021 · Amount on File
Deed Document Number2021005381
Deed Book / PageRE 0650 / 894
Record UpdatedJun 8, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateMay 10, 2021
Property Address764 CONSTANZA DR, HENDERSON, KY 42420-5344
Document NumberRE0650/894
Book / PageRE 0650 / 894
Map ReferenceMB 7 PG 241
Instrument DateMay 5, 2021
Instrument2021005381
Transaction TypeTransfer
Record UpdatedJun 1, 2021
Title CompanyFOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address402 S MAIN ST, 402, HENDERSON, KY 42420-3558

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address764 CONSTANZA DR, HENDERSON, KY 42420-5344

Mortgage

Document Number2021005382
DateMay 10, 2021
Instrument2021005382
Lender
NameMORTGAGE MASTERS OF INDIANA INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 764 Constanza Dr was $2,495 with a homeowner's exemption.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,495.00 Homeowner's exemption$225,000$225,000
2023$2,515.00 (+0.88%) Homeowner's exemption$225,000 (+37.2%)$225,000 (+37.2%)
2022$2,493.00 Homeowner's exemption$164,000$164,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 764 Constanza Dr in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims43 (1997–2019)
Claims Outside the SFHA1 of 43
Most Recent ClaimFeb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 9 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 14 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 764 Constanza Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER UTILITY/NORTH
serves 31,705 people · EPA ID KY0510188
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Henderson Municipal Power & Light
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Conexon Connect, Watch TV.

Nearby Properties on Constanza Dr

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