764 Bedford Ave, Elyria, OH 44035 Property Records

Lorain County property record for 764 Bedford Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,228 sqft · built 1979
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (May 2019)
Tax Bill	$3,726 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-026-101-089`

Property Details

APN / Parcel Number

Primary APN	`06-25-026-101-089`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,228 sqft Living Area
1st Floor Area	1,162 sqft
2nd Floor Area	616 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	764 BEDFORD AVE
City	ELYRIA
State	OH
Zip	44035-3061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEDFORD ESTATES SUB #1 65 X 125
Legal Subdivision	BEDFORD EST SUB #1 FRNT
Legal Tract	25
Legal Block	101
Legal Lot Number	20
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2003
Census Tract	70102

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	764 BEDFORD AVE, ELYRIA, OH 44035-3061
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Sep 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 4, 2021	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
May 3, 2019	Executor's Deed, Transfer · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Deed Document Number	2019002352
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	764 BEDFORD AVE, ELYRIA, OH 44035-3061
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 BEDFORD AVE, ELYRIA, OH 44035-3061

Mortgage

Document Number	0000072153
Date	Oct 21, 2025
Instrument	2025-0072153

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	764 BEDFORD AVE, ELYRIA, OH 44035-3061
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 BEDFORD AVE, ELYRIA, OH 44035-3061

Mortgage

Document Number	0000928081
Date	Sep 5, 2023
Instrument	2023-0928081

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	764 BEDFORD AVE, ELYRIA, OH 44035-3061
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 BEDFORD AVE, ELYRIA, OH 44035-3061

Mortgage

Document Number	0000903268
Date	Jan 12, 2023
Instrument	2023-0903268

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 3, 2038

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	764 BEDFORD AVE, ELYRIA, OH 44035-3061
Document Number	0000798437
Instrument Date	Jan 4, 2021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 BEDFORD AVE ELYRIA OH 440353061, ELYRIA, OH 44035-3061

Mortgage

Document Number	0000798437
Date	Jan 14, 2021
Instrument	798437

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 13, 2036

May 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	LORAIN OH
Recording Date	May 3, 2019
Property Address	764 BEDFORD AVE, ELYRIA, OH 44035-3061
Document Number	0000713296
Map Reference	VOL 33 PG 63
Instrument	2019-0713296
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	CEDAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	764 BEDFORD AVE, ELYRIA, OH 44035-3061

Mortgage

Document Number	0000713297
Date	May 3, 2019
Instrument	2019-0713297

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,726.00	$79,120 (%) Land $9,240 Building $69,880	$226,060 (-) Land $26,390 Building $199,670
2024	$3,726.00 (+32.08%)	$79,122 (+52.81%) Land $9,237 Building $69,885	$226,060 (+52.81%) Land $26,390 Building $199,670
2023	$2,821.00 (+0.36%)	$51,779 (%) Land $10,066 Building $41,713	$147,940 (-) Land $28,760 Building $119,180
2022	$2,811.00	$51,780 Land $10,070 Building $41,710
2021			$147,940 Land $28,760 Building $119,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Most Recent Claim	Aug 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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