Delta County property record for 764 1575 Rd, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,425 sqft · built 1945 |
| Lot Size | 1.05 acres (45,912 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,000 (May 2021) |
| Tax Bill | $1,561 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R013844 |
| Primary APN | R013844 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,425 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Multi-Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 45,912 sqft (1.05 acres) |
| Total Buildings | 3 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R013844 |
|---|---|
| Street Address | 764 1575 RD |
| City | DELTA |
| State | CO |
| Zip | 81416-3263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 764 1575 RD DELTA 81416 S: 12 T: 15S R: 96W AC-1.054+-PT SW4NE4 SEC 12 T15S R96W 6PM. BRS N89* TOTAL 55G 09G W FROM CE 1/16 COR, BEG CE1/16 COR & RUNNING EAST LINE OF SW4NE4 N0*05G 37G W 326.59G ;S89*57G 47G W 39.65G ;BEING THE TRUE POB. TH S89*57G 4 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 964800 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 764 1575 RD, DELTA, CO 81416-3263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 1, 2024 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| May 17, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 5, 2019 | Warranty Deed, Transfer LAND TITLE GUARANTEE |
| Nov 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage MB FINANCIAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Prior Sale | Aug 5, 2019 · Amount on Record |
| Deed Document Number | 2021729114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 764 1575 RD, DELTA, CO 81416-3263 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 764 1575 RD, DELTA, CO 81416-3263 |
| Document Number | 0000751132 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 751132 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 17, 2021 |
| Property Address | 764 1575 RD, DELTA, CO 81416-3263 |
| Document Number | 729114 |
| Instrument Date | May 14, 2021 |
| Instrument | 729114 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3004 SILVER FOX DR, 3004, MONTROSE, CO 81401-7468 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 764 1575 RD, DELTA, CO 81416-3263 |
| Document Number | 729115 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 729115 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Number | 729116 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 729116 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80201 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 5, 2019 |
| Property Address | 764 1575 RD, DELTA, CO 81416-3263 |
| Document Number | 0000712759 |
| Instrument Date | Aug 5, 2019 |
| Instrument | 712759 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 764 1575 RD, DELTA, CO 81416-3263 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 17, 2017 |
| Property Address | 764 1575 RD, DELTA, CO 81416-3263 |
| Document Number | 0000699606 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 699606 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19.32 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 764 1575 RD, DELTA, CO 81416-3263 |
| Document Number | 0000699607 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 699607 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2032 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,561.00 (+31.18%) | $23,477 (+27.09%) Land $5,469 Building $18,008 | $375,632 (+36.24%) Land $87,500 Building $288,132 |
| 2024 | $1,190.00 (+4.02%) | $18,473 (-) Land $2,793 Building $15,680 | |
| 2023 | $1,144.00 (+5.05%) | $18,473 (+6.08%) Land $2,793 Building $15,680 | $275,707 (+10.03%) Land $41,684 Building $234,023 |
| 2022 | $1,089.00 | $17,415 Land $3,962 Building $13,453 | $250,570 Land $57,000 Building $193,570 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jun 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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