7639 Silver Maple Trl, #7-C, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 7639 Silver Maple Trl, #7-C, Cherry Valley, IL 61016

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,192 sqft · built 2006
Lot Size12.3 acres (537,966 sqft)
OwnerIndividual Name on File
Last Sale$122,000 (Jan 2021)
Tax Bill$3,279 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Sep 2019 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN1235202072

Property Details

APN / Parcel Number

Primary APN1235202072

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,192 sqft Living Area
Gross Area1,556 sqft
1st Floor Area940 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof MaterialAsphalt
Lot Area537,966 sqft
TerrainRolling
Garage TypeAttached
Garage Area364 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address7639 SILVER MAPLE TRL
CityCHERRY VALLEY
StateIL
Zip61016-9431
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR3
Legal DescriptionTRAILS AT CHERRY VALLEY CONDOS PH II PT NE1/4 SEC 35-44-2 UNIT 07-C2
Legal Range2
Legal Township44
Legal Section35
Legal SubdivisionTRAILS AT CHERRY VALLEY CONDOS PH II
Legal Lot Number7-C2
Legal Unit07-C
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group3
Census Block3037
Census Tract514

Owner

7639 Silver Maple Trl, #7-C, a condominium, is owned and occupied by an individual who bought it in January 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address7639 SILVER MAPLE TRL, CHERRY VALLEY, IL 61016-9431
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2021Warranty Deed, Transfer · Conventional Mortgage
PLATINUM HOME MORTGAGE CORP
Sep 26, 2019Warranty Deed, Transfer
LAKESHORE TITLE AGENCY
Mar 20, 2017Grant Deed, Transfer
TITLE UNDERWRITERS AGENCY
Jan 23, 2017Warranty Deed, Transfer · Conventional with PMI
ALPINE BK&TR
Jan 13, 2017Deed of Trust, Mortgage · Conventional with PMI
ALPINE BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2021 · Amount on File
Deed SaleJan 25, 2021 · Amount on File
Prior SaleSep 26, 2019 · Amount on File
Deed Document Number20212898
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJan 25, 2021
Property Address7639 SILVER MAPLE TRL # 7-C, 7-C, CHERRY VALLEY, IL 61016-9431
Document Number0000002898
Map ReferenceBK 44 PG 193A
Instrument DateJan 19, 2021
Instrument2102898
Transaction TypeTransfer
Record UpdatedJul 1, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$183.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7639 SILVER MAPLE TRL, CHERRY VALLEY, IL 61016-9431

Mortgage

Document Number0000002899
DateJan 25, 2021
Instrument2102899
Lender
NamePLATINUM HOME MORTGAGE CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate3.25%

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 26, 2019
Property Address7639 SILVER MAPLE TRL # 7-C, 7-C, CHERRY VALLEY, IL 61016-9431
Document Number0001032239
Instrument DateSep 17, 2019
Instrument1032239
Transaction TypeTransfer
Record UpdatedOct 21, 2019
Title CompanyLAKESHORE TITLE AGENCY

Transaction

AmountAmount on Record
Tax$179.85
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8491 GREENPORT WAY ROCKFORD IL 611087025, ROCKFORD, IL 61108-7025

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateMar 20, 2017
Property Address7639 SILVER MAPLE TRL # 7-C, 7-C, CHERRY VALLEY, IL 61016-9431
Document Number0001008609
Instrument DateJan 13, 2017
Instrument1008609
Transaction TypeTransfer
Record UpdatedMar 29, 2017
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7639 SILVER MAPLE TRL CHERRY VALLEY IL 610169431, CHERRY VALLEY, IL 61016-9431

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJan 23, 2017
Property Address7639 SILVER MAPLE TRL # 7-C, 7-C, CHERRY VALLEY, IL 61016-9431
Document Number0001002132
Instrument DateJan 13, 2017
Instrument1002132
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$131.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7639 SILVER MAPLE TRL CHERRY VALLEY IL 610169431, CHERRY VALLEY, IL 61016-9431

Mortgage

Document Number1002133
DateJan 23, 2017
Instrument1002133
Lender
NameALPINE BK&TR
TypeBank
AddressROCKFORD, IL 61107
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 22, 2047
Interest
Rate TypeFixed Rate
Rate4.87%

Mortgage

Document Number1002415,
DateJan 23, 2017
Instrument1002415
Lender
NameCOMMUNITY DEV CORP
TypeConstruction/Development Company
AddressCHICAGO, IL 60601
Agreement
AmountAmount on Record

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address7639 SILVER MAPLE TRL # 7-C, 7-C, CHERRY VALLEY, IL 61016-9431
Document Number0001008610
Instrument DateJan 13, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7639 SILVER MAPLE TRL #07-02 CHERRY VALLEY IL 610169431, 7-02, CHERRY VALLEY, IL 61016-9431

Mortgage

Document Number0001008610
DateMar 20, 2017
Instrument1008610
Lender
NameALPINE BK&TR
TypeBank
AddressROCKFORD, IL 61107
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 19, 2047
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 7639 Silver Maple Trl, #7-C was $3,279 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCherry Valley Village
CountyWinnebago County
County SubdivisionRockford Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,279.00$47,809 Land $9,710 Building $38,099$143,427 Land $29,130 Building $114,297
2022Homeowner's exemption$33,815 Land $6,868 Building $26,947$101,445 Land $20,604 Building $80,841

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7639 Silver Maple Trl, #7-C in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7639 Silver Maple Trl, #7-C is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY
serves 4,731 people · EPA ID IL2010050
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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