7639 Payne Ave, Dearborn, MI 48126 Property Records

Wayne County property record for 7639 Payne Ave, Dearborn, MI 48126

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1956
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (Apr 2010)
Tax Bill	$3,023 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-10-063-13-018`

Property Details

APN / Parcel Number

Primary APN	`82-10-063-13-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	113 ft deep x 35 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7639 PAYNE AVE
City	DEARBORN
State	MI
Zip	48126-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 675 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF ROBT OAKMAN LAND COS WARREN GROVE SUB
Legal Subdivision	ROBERT OAKMANS LAND COS WARREN GROVE
Legal Lot Number	675
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3005
Census Tract	573800

Owner

7639 Payne Ave is owned and occupied by an individual who bought it in April 2010.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	7639 PAYNE AVE, DEARBORN, MI 48126-1034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2010 · Amount on File
Deed Sale	Apr 2, 2010 · Amount on File
Prior Sale	Jul 30, 2009 · Amount on File
Deed Document Number	2010144830
Deed Book / Page	48462 / 548
Prior Transfer Date	Jul 22, 2009
Prior Transfer Doc	0480530055
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 27, 2017
Property Address	7639 PAYNE AVE, DEARBORN, MI 48126-1034
Document Number	0534860757
Book / Page	053486 / 000757
Instrument Date	Dec 9, 2016
Instrument	27985
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7639 PAYNE AVE DEARBORN MI 481261034, DEARBORN, MI 48126-1034

Mortgage

Document Number	534860747
Date	Jan 27, 2017
Book Page	053486/000747
Instrument	27984

Lender

Name	SOUTHWEST FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7639 Payne Ave was $3,023 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,900 (+0.72%)	$195,800 (+0.72%)
2025	$3,023.00 Homeowner's exemption	$97,200	$194,400
2023		$77,600 (+18.11%)	$155,200 (+18.11%)
2022		$65,700	$131,400
2019	$3,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7639 Payne Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7639 Payne Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Also Mapped Here	CITY OF DETROIT
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 884 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20