Warren County property record for 7638 Lake Pointe, Maineville, OH 45039
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,494 sqft · built 2000 |
| Lot Size | 0.039 acres (1,721 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Dec 2025) |
| Tax Bill | $4,195 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jan 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-28-151-021-0 |
| Primary APN | 17-28-151-021-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,494 sqft Living Area |
| 2nd Floor Area | 717 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 1,721 sqft (0.039 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 308 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 2632217 |
|---|---|
| Old Parcel Number | 1728151021 |
| Street Address | 7638 LAKE POINTE |
| City | MAINEVILLE |
| State | OH |
| Zip | 45039-8465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE ON GREEN 2RP #245 |
| Legal Subdivision | VILLAGE ON GREEN 2RP |
| Legal Block | 151 |
| Legal Lot Number | 245 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 32205 |
7638 Lake Pointe is owned and occupied by an individual who bought it in December 2025.
Source: Warren County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7638 LAKE POINTE, MAINEVILLE, OH 45039-8465 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Jan 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Dec 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jan 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 5, 2018 | Warranty Deed, Transfer |
| Apr 2, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on File |
| Deed Sale | Dec 29, 2025 · Amount on File |
| Prior Sale | Jan 17, 2023 · Amount on File |
| Deed Document Number | 0000033170 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7638 LAKE POINTE, MAINEVILLE, OH 45039-8465 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7638 LAKE POINTE, MAINEVILLE, OH 45039-8465 |
| Document Number | 0000032311 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022-032311 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 5, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 7638 LAKE POINTE, MAINEVILLE, OH 45039-8465 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001624 |
|---|---|
| Date | Jan 27, 2023 |
| Instrument | 2023-001624 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Dec 1, 2023 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.62% |
| Index | 1-Year T-Bill |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Dec 29, 2025 |
| Property Address | 7638 LAKE POINTE, MAINEVILLE, OH 45039-8465 |
| Document Number | 0000033170 |
| Map Reference | MB 48 PG 86&87 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025-033170 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650070, DALLAS, TX 75265-0070 |
| Document Number | 0000033171 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-033171 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jan 17, 2023 |
| Property Address | 7638 LAKE POINTE, MAINEVILLE, OH 45039-8465 |
| Document Number | 0000000897 |
| Map Reference | MB 48 PG 86&87 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023-000897 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7638 LAKE POINTE, MAINEVILLE, OH 45039-8465 |
| Document Number | 0000000898 |
|---|---|
| Date | Jan 17, 2023 |
| Instrument | 2023-000898 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jul 5, 2018 |
| Property Address | 7638 LAKE POINTE, MAINEVILLE, OH 45039-8465 |
| Document Number | 0000018843 |
| Map Reference | PB 48 PG 86-87 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 2018-018843 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $509.70 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 2, 2018 |
| Property Address | 7638 LAKE POINTE, MAINEVILLE, OH 45039-8465 |
| Document Number | 0000008938 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 8938 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $319.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 OLEANDER DR FRANKLIN OH 450055082, FRANKLIN, OH 45005-5082 |
The 2025 property tax bill for 7638 Lake Pointe was $4,195.
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Hamilton Township |
| Unified School District | Little Miami Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,195.00 | $93,398 (-) Land $21,000 Building $72,398 | $266,850 (-) Land $60,000 Building $206,850 |
| 2024 | $4,195.00 (+20.89%) | $93,398 (+35.73%) Land $21,000 Building $72,398 | $266,850 Land $60,000 Building $206,850 |
| 2023 | $3,470.00 (+23.05%) Homeowner's exemption | $68,814 (+19.48%) Land $9,888 Building $58,926 | |
| 2022 | $2,820.00 Homeowner's exemption | $57,596 Land $9,888 Building $47,709 | $196,610 (+19.48%) Land $28,250 Building $168,360 |
| 2021 | $164,560 Land $28,250 Building $136,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7638 Lake Pointe in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7638 Lake Pointe is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures