7636 Flora Ave, Saint Louis, MO 63143 Property Records

St. Louis County property record for 7636 Flora Ave, Saint Louis, MO 63143

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,960 sqft · built 2020
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$414,068 (Jan 2021)
Tax Bill	$7,681 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21J-12-1451`

Property Details

APN / Parcel Number

Primary APN	`21J-12-1451`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	980 sqft
Family Room	Family Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	50 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	100 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7636 FLORA AVE
City	SAINT LOUIS
State	MO
Zip	63143-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	35SFR
Legal Description	CARTAN LOTS 37 THRU 39 & LOT PT 36 BDY ADJ LOT 37
Legal Subdivision	CARTAN LOTS 37 THRU 39 & LOT PT 36 BDY
Legal Lot Number	37
Jurisdiction	ST LOUIS MO
Township / Civil Division	HADLEY
Census Block Group	4
Census Block	4002
Census Tract	217000

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7636 FLORA AVE, SAINT LOUIS, MO 63143-3804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 16, 2020	Warranty Deed, Transfer TIMOTHY GREEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Jan 16, 2020 · Amount on Record
Deed Document Number	2021405
Deed Book / Page	24606 / 3149
Prior Transfer Date	Jun 27, 2003
Prior Transfer Doc	0000001849
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	7636 FLORA AVE, SAINT LOUIS, MO 63143-3804
Transaction Type	Mortgage
Record Updated	Jun 30, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7636 FLORA AVE, MAPLEWOOD, MO 63143-3804

Mortgage

Document Number	2022041400641
Date	Apr 14, 2022
Instrument	2022041400641

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 22, 2021
Property Address	7636 FLORA AVE, SAINT LOUIS, MO 63143-3804
Document Number	0246063149
Book / Page	24606 / 3149
Map Reference	MB 366 PG 264
Instrument Date	Jan 15, 2021
Instrument	2021012200405
Transaction Type	Transfer
Record Updated	Jun 16, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1426 S 18TH ST, 1426, SAINT LOUIS, MO 63104-2502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7636 FLORA AVE, SAINT LOUIS, MO 63143-3804

Mortgage

Document Number	2021012200406
Date	Jan 22, 2021
Instrument	2021012200406

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 16, 2020
Property Address	7636 FLORA AVE, SAINT LOUIS, MO 63143-3804
Document Number	0238862249
Book / Page	023886 / 002249
Instrument Date	Jan 14, 2020
Instrument	370
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1426 S 18TH ST ST LOUIS MO 631042502, ST LOUIS, MO 63104-2502
Investor	Possibly a Property Investor

Mortgage

Document Number	238670139
Date	Jan 16, 2020
Book Page	023867/000139
Instrument	398

Lender

Name	TIMOTHY GREEN
Address	17360 ORRVILLE RD, WILDWOOD, MO 63005-6304

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Maplewood City
Unified School District	Maplewood-Richmond Heights School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,540 (-) Land $30,880 Building $65,660	$508,100 (-) Land $162,500 Building $345,600
2025	$7,681.00 (+13.74%)	$96,540 (+17.35%) Land $30,880 Building $65,660	$508,100 (+17.34%) Land $162,500 Building $345,600
2024	$6,753.00 (+0.79%)
2023	$6,700.00 (+6.93%)	$82,270 (+12.87%) Land $15,960 Building $66,310	$433,000 (+12.88%) Land $84,000 Building $349,000
2022	$6,266.00	$72,890 Land $13,970 Building $58,920
2021			$383,600 Land $73,500 Building $310,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Nov 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wisper ISP.

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