7635 Wheatley Dr, Germantown, TN 38138 Property Records

Shelby County property record for 7635 Wheatley Dr, Germantown, TN 38138

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,321 sqft · built 1976
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Jul 2020)
Tax Bill	$2,435 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G0-220J-G0-0002`

Property Details

APN / Parcel Number

Primary APN	`G0-220J-G0-0002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,321 sqft Living Area
Gross Area	2,761 sqft
1st Floor Area	1,331 sqft
Utility Area	75 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	English
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	7635 WHEATLEY DR
City	GERMANTOWN
State	TN
Zip	38138-1722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SS WHEATLEY DR 101.535 FT W OF CORDOVA RD
Legal Subdivision	HARVEST MEADOWS
Legal Lot Number	2
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2014
Census Tract	21420

Owner

7635 Wheatley Dr is owned and occupied by two individuals who bought it in July 2020.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7635 WHEATLEY DR, GERMANTOWN, TN 38138-1722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BARTLETT MORTGAGE INC
Jul 7, 2020	Warranty Deed, Transfer · Conventional with PMI BARTLETT MTG
Jan 31, 2018	Warranty Deed, Transfer · FHA Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	Jan 31, 2018 · Amount on File
Deed Document Number	202069648
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	7635 WHEATLEY DR, GERMANTOWN, TN 38138-1722
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021117998
Date	Sep 23, 2021
Instrument	21117998

Lender

Name	BARTLETT MORTGAGE INC
Type	Mortgage Company
Address	MEMPHIS, TN 38134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 7, 2020
Property Address	7635 WHEATLEY DR, GERMANTOWN, TN 38138-1722
Document Number	0000069648
Instrument Date	Jun 29, 2020
Instrument	69648
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	MEMPHIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7635 WHEATLEY DR GERMANTOWN TN 381381722, GERMANTOWN, TN 38138-1722

Mortgage

Document Number	69649
Date	Jul 7, 2020
Instrument	69649

Lender

Name	BARTLETT MTG
Type	Mortgage Company
Address	BARTLETT, TN 38134

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jan 31, 2018
Property Address	7635 WHEATLEY DR, GERMANTOWN, TN 38138-1722
Document Number	0018009697
Map Reference	MB47 PG2
Instrument Date	Jan 30, 2018
Instrument	18009697
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	EXECUTIVE TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	7635 WHEATEY, GERMANTOWN, TN 38138-1722

Mortgage

Document Number	0018009698
Date	Jan 31, 2018
Instrument	18009698

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7635 Wheatley Dr was $2,435.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Germantown City
Unified School District	Germantown Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,435.00	$90,550 Land $18,000 Building $72,550	$362,200 Land $72,000 Building $290,200
2023		$73,475 Land $14,000 Building $59,475
2022	$3,720.00
2021			$293,900 Land $56,000 Building $237,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7635 Wheatley Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (1996–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7635 Wheatley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.5 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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