7635 Settlers Ct, Mentor, OH 44060 Property Records

Lake County property record for 7635 Settlers Ct, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,056 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,500 (Jun 1995)
Tax Bill	$13,715 (2023)
Deeds & Mortgages	Jun 2018 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-A-024-G-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`16-A-024-G-00-003-0`
Alternative APN	`F 12`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,056 sqft Living Area
Gross Area	4,740 sqft
1st Floor Area	1,024 sqft
Basement Area	1,452 sqft
Finished Basement	768 sqft
Unfinished Basement	684 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	349 sqft
Patio Area	349 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	F 12
Street Address	7635 SETTLERS CT
City	MENTOR
State	OH
Zip	44060-7177
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 1 & 2 SHEHI TRACT
Legal Subdivision	SETTLERS CREEK SUBDIVISION
Legal Lot Number	3
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	3
Census Block	3000
Census Tract	203500

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7635 SETTLERS CT, MENTOR, OH 44060-7177
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 1995 · Amount on Record
Deed Sale	Jun 12, 1995 · Amount on Record
Deed Document Number	1844
Record Updated	Jun 7, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7635 SETTLERS CT, MENTOR, OH 44060-7177
Document Number	0000016753
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7635 SETTLERS CT MENTOR OH 440607177, MENTOR, OH 44060-7177

Mortgage

Document Number	0000016753
Date	Jul 5, 2018
Instrument	16753

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 4, 2023

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7635 SETTLERS CT, MENTOR, OH 44060-7177
Document Number	0000016754
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7635 SETTLERS CT MENTOR OH 440607177, MENTOR, OH 44060-7177

Mortgage

Document Number	0000016754
Date	Jul 5, 2018
Instrument	16754

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$13,715.00 (+114.77%) Homeowner's exemption	$131,990 (-) Land $26,950 Building $105,040
2022	$6,386.00	$131,990 Land $26,950 Building $105,040
2021			$377,100 Land $77,000 Building $300,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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