7635 Sandstone St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7635 Sandstone St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,958 sqft · built 2003
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (May 2022)
Tax Bill	$3,215 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-26300-0430`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-26300-0430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,958 sqft Heated Area
Gross Area	2,638 sqft
1st Floor Area	2,398 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	20,473 sqft (0.469 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920263000430
Street Address	7635 SANDSTONE ST
City	NAVARRE
State	FL
Zip	32566-7623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 43 BLK 263 AS DES IN OR 4286 PG 360
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	263
Legal Lot Number	43
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1000
Census Tract	10821

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7635 SANDSTONE ST, NAVARRE, FL 32566-7623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2022	Warranty Deed, Transfer · VA Mortgage MSA MORTGAGE LLC
Mar 23, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
May 28, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	202230695
Deed Book / Page	4286 / 360
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 19, 2022
Property Address	7635 SANDSTONE ST, NAVARRE, FL 32566-7623
Document Number	0042860360
Book / Page	4286 / 360
Map Reference	MB B PG 155
Instrument Date	May 16, 2022
Instrument	202230695
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7635 SANDSTONE ST, 7635, NAVARRE, FL 32566-7623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7635 SANDSTONE ST, NAVARRE, FL 32566-7623

Mortgage

Document Number	0004286362
Date	May 19, 2022
Instrument	4286/362

Lender

Name	MSA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	7635 SANDSTONE ST, NAVARRE, FL 32566-7623
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7635 SANDSTONE ST, NAVARRE, FL 32566-7623

Mortgage

Document Number	0040910033
Date	Mar 23, 2021
Book Page	4091/33
Instrument	202118730

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 28, 2019
Property Address	7635 SANDSTONE ST, NAVARRE, FL 32566-7623
Document Number	0038330096
Book / Page	003833 / 000096
Instrument Date	May 22, 2019
Instrument	21954
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7635 SANDSTONE ST NAVARRE FL 325667623, NAVARRE, FL 32566-7623

Mortgage

Document Number	38330098
Date	May 28, 2019
Book Page	003833/000098
Instrument	21955

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,215.00 (+2.1%) Homeowner's exemption Disabled Person's exemption	$311,603 (+3%)	$314,423 (+3.93%) Land $75,000 Building $239,423
2023	$3,149.00 (+47.98%) Homeowner's exemption	$302,527 (+45.32%) Land $65,000 Building $237,527	$302,527 (+9.03%) Land $65,000 Building $237,527
2022	$2,128.00 Homeowner's exemption	$208,178	$277,469 Land $50,000 Building $227,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Ripple Broadband.

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