7635 Peter Ray Ct, Citrus Heights, CA 95610 Property Records

Sacramento County property record for 7635 Peter Ray Ct, Citrus Heights, CA 95610

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,110 sqft · built 2005
Lot Size	0.218 acres (9,482 sqft)
Owner	Individual Name on File
Last Sale	$636,000 (Sep 2024)
Tax Bill	$7,574 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`211-0251-043-0000`

Property Details

APN / Parcel Number

Primary APN	`211-0251-043-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
1st Floor Area	2,110 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	9,482 sqft (0.218 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7635 PETER RAY CT
City	CITRUS HEIGHTS
State	CA
Zip	95610-4489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD5
Legal Description	MARIPOSA GROVE, LOT 5
Legal Subdivision	MARIPOSA GROVE
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	8141

Owner

7635 Peter Ray Ct is owned and occupied by an individual who bought it in September 2024.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	7635 PETER RAY CT, CITRUS HEIGHTS, CA 95610-4489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit SAFE CU
May 8, 2020	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2024 · Amount on File
Deed Sale	Sep 5, 2024 · Amount on File
Prior Sale	Jan 31, 2011 · Amount on File
Deed Book / Page	20240905 / 569
Prior Transfer Date	Jun 9, 2005
Prior Transfer Doc	0000002703
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7635 PETER RAY CT, CITRUS HEIGHTS, CA 95610-4489
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7635 PETER RAY CT, CITRUS HEIGHTS, CA 95610-4489

Mortgage

Document Number	0000000558
Date	Mar 13, 2026
Instrument	202603130558

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7635 PETER RAY CT, CITRUS HEIGHTS, CA 95610-4489
Transaction Type	Mortgage
Record Updated	Dec 9, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7635 PETER RAY CT, CITRUS HEIGHTS, CA 95610-4489

Mortgage

Document Number	0000000961
Date	Oct 24, 2022
Instrument	2022102400961

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7635 PETER RAY CT, CITRUS HEIGHTS, CA 95610-4489
Document Number	2005130899
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7635 PETER RAY CT CITRUS HEIGHTS CA 956104489, CITRUS HEIGHTS, CA 95610-4489

Mortgage

Document Number	2005130899
Date	May 13, 2020
Instrument	2005130899

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7635 Peter Ray Ct was $7,574, up 81.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Citrus Heights City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$648,413 (+2%) Land $233,429 Building $414,984
2025	$7,574.00 (+81.63%)	$635,700 Land $228,852 Building $406,848
2024	$4,170.00 (+2.58%)
2023	$4,065.00 (+0.52%)	$338,631 Land $121,905 Building $216,726
2022	$4,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7635 Peter Ray Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (1982–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7635 Peter Ray Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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