7635 Mill Stream Ct, Cumming, GA 30040 Property Records

Forsyth County property record for 7635 Mill Stream Ct, Cumming, GA 30040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,629 sqft · built 1998
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on Record
Last Sale$165,800 (Oct 2014)
Tax Bill$3,016 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN146-000-099

Property Details

APN / Parcel Number

Primary APN146-000-099
Alternative APNs
  • 0000164243
  • 146 099

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,629 sqft Living Area
1st Floor Area1,629 sqft
Basement Area1,629 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area30,056 sqft (0.69 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area174 sqft
Deck AreaDeck Area
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000164243
Street Address7635 MILL STREAM CT
CityCUMMING
StateGA
Zip30040-4289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2R
Legal Description3-1 531 LT 55 UN 3 WALNUT GROVE
Legal SubdivisionWALNUT GROVE
Legal Block1
Legal Lot Number55
Legal Unit3
JurisdictionFORSYTH GA
Township / Civil DivisionSILVER CITY
Census Block Group1
Census Block1000
Census Tract130202

Owner

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7635 MILL STREAM CT, CUMMING, GA 30040-4289
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2014 · Amount on Record
Deed SaleOct 15, 2014 · Amount on Record
Prior SaleOct 11, 2013 · Amount on Record
Deed Document Number20149563
Deed Book / Page7167 / 71
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address7635 MILL STREAM CT, CUMMING, GA 30040-4289
Document Number0092860271
Instrument DateMar 10, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7635 MILL STREAM CT CUMMING GA 300404289, CUMMING, GA 30040-4289

Mortgage

Document Number0092860271
DateApr 1, 2020
Book Page009286/000271
Lender
NameGEORGIA UNITED CU
TypeCredit Union
AddressDULUTH, GA 30097
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,016.00 (+13.43%)$155,128 (+1.22%) Land $52,000 Building $103,128$387,820 (+1.22%) Land $130,000 Building $257,820
2023$2,659.00 (-4.63%) Homeowner's exemption$153,256 (+51.19%) Land $36,000 Building $117,256$383,140 (+51.19%) Land $90,000 Building $293,140
2022$2,788.00 Homeowner's exemption$101,364 Land $24,000 Building $77,364$253,410 Land $60,000 Building $193,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2018–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 47% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUMMING
serves 58,661 people · EPA ID GA1170000
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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