7635 Meander Dr, Rockford, IL 61107 Property Records

Winnebago County property record for 7635 Meander Dr, Rockford, IL 61107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,928 sqft · built 1970
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Apr 2018)
Tax Bill	$6,335 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167A037`

Property Details

APN / Parcel Number

Primary APN	`167A037`
Alternative APN	`1223253006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,928 sqft Living Area
Gross Area	4,023 sqft
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Finished Basement	1,200 sqft
Unfinished Basement	528 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Terrain	High
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	167A037
Street Address	7635 MEANDER DR
City	ROCKFORD
State	IL
Zip	61107-5252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LARWINN SUB NO 3 NE1/4 SEC 23-44-2 LTLOT 028
Legal Range	2
Legal Township	44
Legal Section	23
Legal Subdivision	LARWINN SUB NO 3
Legal Lot Number	28
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	3
Census Block	3014
Census Tract	512

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7635 MEANDER DR, ROCKFORD, IL 61107-5252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional with PMI MEMBERS ALLIANCE CU
Apr 3, 2018	Warranty Deed, Transfer · FHA Mortgage NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	Apr 3, 2018 · Amount on Record
Deed Document Number	20181009214
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7635 MEANDER DR, ROCKFORD, IL 61107-5252
Document Number	0001023869
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7635 MEANDER DR ROCKFORD IL 611075252, ROCKFORD, IL 61107-5252

Mortgage

Document Number	0001023869
Date	Aug 20, 2020
Instrument	1023869

Lender

Name	MEMBERS ALLIANCE CU
Type	Credit Union
Address	ROCKFORD, IL 61108

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Aug 19, 2035

Interest

Rate	2.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 3, 2018
Property Address	7635 MEANDER DR, ROCKFORD, IL 61107-5252
Document Number	0001009214
Instrument Date	Mar 28, 2018
Instrument	1009214
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10311 ASHLEY ST HUNTLEY IL 601422349, HUNTLEY, IL 60142-2349

Mortgage

Document Number	1009215
Date	Apr 3, 2018
Instrument	1009215

Lender

Name	NORTHWEST BK/ROCKFORD
Type	Bank
Address	ROCKFORD, IL 61103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,335.00 (+4.81%) Homeowner's exemption	$77,760 (+11.43%) Land $9,528 Building $68,232	$233,280 (+11.43%) Land $28,584 Building $204,696
2024	$6,044.00	$69,784 (+26.88%) Land $8,551 Building $61,233	$209,352 (+26.88%) Land $25,653 Building $183,699
2022	Homeowner's exemption	$54,999 Land $6,739 Building $48,260	$164,997 Land $20,217 Building $144,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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