Lincoln County property record for 7635 Katherine Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,620 sqft · built 2021 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Oct 2024) |
| Tax Bill | $3,089 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-58-9965 |
| Primary APN | 4604-58-9965 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,620 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Custom Design |
| Lot Area | 9,453 sqft (0.217 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 307238 |
|---|---|
| Street Address | 7635 KATHERINE DR |
| City | DENVER |
| State | NC |
| Zip | 28037-6483 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-SF |
| Legal Description | #191 LAKE HAVEN EST |
| Legal Subdivision | LAKEHAVEN ESTATES |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 71203 |
Source: Lincoln County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7635 KATHERINE DR, DENVER, NC 28037-6483 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 11, 2022 | Special Warranty Deed, Transfer · VA Mortgage JET HOMELOANS LLC |
| Nov 17, 2020 | Deed of Trust, Construction Loan · Construction Mortgage GROUNDFLOOR R/E 1 LLC |
| Sep 15, 2020 | Warranty Deed, Transfer VENTURE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2024 · Amount on Record |
| Deed Sale | Oct 18, 2024 · Amount on Record |
| Prior Sale | Jan 11, 2022 · Amount on Record |
| Deed Document Number | 2024686510 |
| Deed Book / Page | 3361 / 165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 10, 2022 |
| Property Address | 7635 KATHERINE DR, DENVER, NC 28037-6483 |
| Document Number | 0003125861 |
| Book / Page | 3125 / 861 |
| Map Reference | MB E PG 91 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 645685 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 191 KATHERINE DR, DENVER, NC 28037 |
| Name | Verified Name |
|---|
| Document Number | 0000645686 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 645686 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year TN |
| Max Rate | 9.15% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 11, 2022 |
| Property Address | 7635 KATHERINE DR, DENVER, NC 28037-6483 |
| Document Number | 0000312677 |
| Book / Page | 3126 / 77 |
| Map Reference | MB 19 PG 20-25 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 645704 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $803.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2919 BREEZEWOOD AVE STE 400, 400, FAYETTEVILLE, NC 28303-5283 |
| Name | Verified Name |
|---|---|
| Address | 7520 TANGLEWOOD WAY, DENVER, NC 28037-9207 |
| Document Number | 0000645705 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 645705 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 17, 2020 |
| Property Address | 7635 KATHERINE DR, DENVER, NC 28037-6483 |
| Document Number | 2975400 |
| Book / Page | 002975 / 000400 |
| Instrument Date | Nov 12, 2020 |
| Instrument | 620066 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8651 MEADOWMONT VIEW DR CHARLOTTE NC 282696157, CHARLOTTE, NC 28269-6157 |
| Document Number | 2975400 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 002975/000400 |
| Instrument | 620066 |
| Name | GROUNDFLOOR R/E 1 LLC |
|---|---|
| Address | 600 PEACHTREE ST, ATLANTA, GA 30308 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 16, 2021 |
| Rate | 10% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 15, 2020 |
| Property Address | 7635 KATHERINE DR, DENVER, NC 28037-6483 |
| Document Number | 2950931 |
| Book / Page | 002950 / 000931 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 615938 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2020 |
| Title Company | VENTURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 191 KATHERINE DR DENVER NC 28037, DENVER, NC 28037 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,089.00 (+1.61%) | $484,348 (-) Land $26,000 Building $458,348 | $484,348 (-) Land $26,000 Building $458,348 |
| 2023 | $3,040.00 | $484,348 Land $26,000 Building $458,348 | $484,348 Land $26,000 Building $458,348 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures