7635 Joseph St, Millville, NJ 08332 Property Records

Cumberland County and Commercial Township property record for 7635 Joseph St, Millville, NJ 08332

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1960
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$49,000 (Nov 2017)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Sep 2021 Refinance Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00161-0000-00695`

Property Details

APN / Parcel Number

Primary APN	`02-00161-0000-00695`
Alternative APN	`020016100695`

Interior

Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Street Address	7635 JOSEPH ST
City	MILLVILLE
State	NJ
Zip	08332-5914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR1
Legal Subdivision	COMMERICAL TOWNSHIP
Legal Block	161
Legal Lot Number	695
Jurisdiction	CUMBERLAND NJ
Township / Civil Division	COMMERCIAL
Census Block Group	1
Census Block	1070
Census Tract	10200

Owner

Source: Cumberland County and Commercial Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7635 JOSEPH ST, MILLVILLE, NJ 08332-5914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN BANK SSB
Nov 14, 2017	Deed, Transfer FRANKLIN BANK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Prior Sale	Mar 24, 2009 · Amount on Record
Deed Document Number	2017542563
Deed Book / Page	4159 / 8764
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NJ
Property Address	7635 JOSEPH ST, MILLVILLE, NJ 08332-5914
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000630953
Date	Sep 15, 2021
Book Page	4215/3534
Instrument	630953

Lender

Name	FRANKLIN BANK SSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND NJ
Recording Date	Nov 14, 2017
Property Address	7635 JOSEPH ST, MILLVILLE, NJ 08332-5914
Document Number	0000542563
Book / Page	4159 / 8764
Instrument Date	Jan 11, 2017
Instrument	000000542563
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7635 JOSEPH ST, MILLVILLE, NJ 08332-5914
Investor	Possibly a Property Investor

Mortgage

Document Number	0000542564
Date	Nov 14, 2017
Book Page	0000004159/0000008769
Instrument	000000542564

Lender

Name	FRANKLIN BANK SSB
Type	Bank

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Cumberland County and Commercial Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cumberland County
County Subdivision	Commercial Township
Unified School District	Commercial Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,700 (-) Land $29,200 Building $47,500	$76,700 (-) Land $29,200 Building $47,500
2025	$2,411.00 (+4.96%)	$76,700 (-) Land $29,200 Building $47,500	$76,700 (-) Land $29,200 Building $47,500
2024	$2,297.00 (+2.45%)
2023		$76,700 Land $29,200 Building $47,500	$76,700 Land $29,200 Building $47,500
2022	$2,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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