7635 Harding St, Taylor, MI 48180 Property Records

Wayne County property record for 7635 Harding St, Taylor, MI 48180

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,272 sqft · built 1955
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Sep 2024)
Tax Bill$4,697 (2025)
Deeds & MortgagesNov 2023 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN60 029 05 0125 000

Property Details

APN / Parcel Number

Primary APN60 029 05 0125 000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,272 sqft Living Area
1st Floor Area1,056 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7635 HARDING ST
CityTAYLOR
StateMI
Zip48180-2576
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal Description10Y125 LOT 125 BELTON PARK SUB T3S R10E L76 P97 WCR
Legal SubdivisionBELTON PARK
Legal Lot Number125
JurisdictionWAYNE MI
Township / Civil DivisionTAYLOR
Census Block Group1
Census Block1007
Census Tract583400

Owner

Source: Wayne County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6070 2ND ST, ROMULUS, MI 48174-1868
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 23, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 21, 2017Deed of Trust, Mortgage · Line of Credit
COMMUNITY FOCUS FCU
Mar 11, 2020Loan Modification, Mortgage · FHA Mortgage
MICHIGAN ST HSNG DEV AUTH

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Prior SaleMay 9, 2024 · Amount on Record
Deed Document Number2024259683
Deed Book / Page59109 / 670
Prior Transfer DateMay 6, 2024
Prior Transfer Doc0589131221
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address7635 HARDING ST, TAYLOR, MI 48180-2576
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7635 HARDING ST, TAYLOR, MI 48180-2576

Mortgage

Document Number0585461433
DateNov 8, 2023
Book Page58546/1433
Instrument2023280160
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueMay 1, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address7635 HARDING ST, TAYLOR, MI 48180-2576
Transaction TypeMortgage
Record UpdatedJun 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7635 HARDING ST, TAYLOR, MI 48180-2576

Mortgage

Document Number0576450667
DateMay 23, 2022
Book Page57645/667
Instrument2022192757
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address7635 HARDING ST, TAYLOR, MI 48180-2576
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMINNESOTA TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0540820840
DateNov 21, 2017
Book Page54082/0840
Instrument2017367618
Lender
NameCOMMUNITY FOCUS FCU
TypeCredit Union
AddressROMULUS, MI 48174
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWAYNE MI
Property Address7635 HARDING ST, TAYLOR, MI 48180-2576
Document Number0557300195
Instrument DateMar 11, 2020
Transaction TypeMortgage
Record UpdatedAug 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7635 HARDING ST TAYLOR MI 481802576, TAYLOR, MI 48180-2576

Mortgage

Document Number0557300195
DateMay 1, 2020
Book Page055730/000195
Instrument148004
Lender
NameMICHIGAN ST HSNG DEV AUTH
AddressLAKE ZURICH, IL 60047
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2050
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityTaylor City
Unified School DistrictTaylor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,697.00 (+118.36%) Homeowner's exemption$108,100 (+26.14%)$216,200 (+26.14%)
2023$85,700$171,400
2019$2,151.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTAYLOR
serves 63,409 people · EPA ID MI0006545
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead11 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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