7635 Ginger Ln, Owings, MD 20736 Property Records

Calvert County property record for 7635 Ginger Ln, Owings, MD 20736

Property Summary

Property TypeIndustrial Loft Building
Details18,720 sqft · built 1997
Lot Size9.01 acres (392,476 sqft)
OwnerCompany Name on Record
Tax Bill$49,307 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-102645

Property Details

APN / Parcel Number

Primary APN03-102645
Alternative APNs
  • 3102645
  • 102645

Interior

Units4 Units
Stories1 Story
Building Area18,720 sqft Total Area
1st Floor Area18,720 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Fire ResistanceMasonry Walls, Wood Interior
Lot Area392,476 sqft (9.01 acres)
Total Buildings4 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number102645
Street Address7635 GINGER LN
CityOWINGS
StateMD
Zip20736
Property CategoryIndustrial
Property TypeIndustrial > Industrial Loft Building
Local Zoning CodeI-1
Legal DescriptionLT 4 & OPEN SPACE SAMES INDUSTRIAL CENTER
Legal SubdivisionDUNKIRK BUS CENTER CONDO
Legal Lot Number4
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2004
Census Tract860200

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address601 KEITH LN, OWINGS, MD 20736-3106
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2008
Deed SaleOct 28, 2008
Deed Document Number200890820
Deed Book / Page3313 / 7
Prior Transfer DateOct 21, 2008
Prior Transfer DocKPS033130007
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address7635 GINGER LN, OWINGS, MD 20736
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050990289
DateNov 16, 2017
Book Page5099/289
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Address00000
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,791,767 (+4.99%)$5,247,100 (+14.96%) Land $765,400 Building $4,481,700
2025$49,307.00 (+5.13%)$4,564,100 (+1.1%) Land $765,400 Building $3,798,700$4,564,100 (-) Land $765,400 Building $3,798,700
2023$46,903.00$4,514,300$4,564,100 Land $765,400 Building $3,798,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2002–2003)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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