Montgomery County property record for 7635 Bigger Rd, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,124 sqft · built 1972 |
| Lot Size | 0.731 acres (31,799 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $601,666 (Sep 2025) |
| Tax Bill | $7,214 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O68-01105-0001 |
| Primary APN | O68-01105-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,124 sqft Living Area |
| Gross Area | 3,520 sqft |
| 1st Floor Area | 2,078 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 31,799 sqft (0.731 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Patio Area | 180 sqft |
| Canopy | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7635 BIGGER RD |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-4905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 350 BLACK OAK EST 2-5 |
| Legal Subdivision | BLACK OAK EST 2-5 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 40303 |
7635 Bigger Rd is owned and occupied by two individuals who bought it in September 2025.
Source: Montgomery County records, as of December 30, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7635 BIGGER RD, DAYTON, OH 45459-4905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Loan Assumption MYCUMORTGAGE LLC |
| Sep 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Aug 4, 2023 | Certificate of Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on File |
| Deed Sale | Sep 24, 2025 · Amount on File |
| Prior Sale | Nov 2, 2023 · Amount on File |
| Deed Document Number | 202552411 |
| Prior Transfer Date | Jun 21, 2023 |
| Prior Transfer Doc | 0000056753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 7635 BIGGER RD, DAYTON, OH 45459-4905 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000056714 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 202300056714 |
| Name | MYCUMORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45343 |
| Type | Loan Assumption |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Dec 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 24, 2025 |
| Property Address | 7635 BIGGER RD, DAYTON, OH 45459-4905 |
| Document Number | 0000052411 |
| Map Reference | MB 90 PG 48 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 2025-00052411 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2025 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7635 BIGGER RD, DAYTON, OH 45459-4905 |
| Document Number | 0000052412 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025-00052412 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 4, 2023 |
| Property Address | 7635 BIGGER RD, DAYTON, OH 45459-4905 |
| Document Number | 0000039546 |
| Map Reference | MB 90 PG 48 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 202300039546 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 460 EVERGREEN DR, SPRINGBORO, OH 45066-9753 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,470 (-) Land $21,740 Building $89,730 | $318,480 Land $62,100 Building $256,380 | |
| 2024 | $7,214.00 (+20.74%) | $111,470 (-0.57%) Land $21,740 Building $89,730 | |
| 2023 | $5,975.00 (+12.67%) | $112,110 (+38.08%) Land $21,740 Building $90,370 | $318,480 Land $62,100 Building $256,380 |
| 2022 | $5,303.00 | $81,190 Land $15,750 Building $65,440 | |
| 2020 | $231,960 Land $45,000 Building $186,960 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7635 Bigger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7635 Bigger Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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