76348 245th St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 76348 245th St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,388 sqft · built 1971
Lot Size	5.34 acres (232,610 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2020)
Tax Bill	$3,534 (2026)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13.022.0170`

Property Details

APN / Parcel Number

Primary APN	`13.022.0170`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Basement Area	1,388 sqft
Finished Basement	1,388 sqft
Unfinished Basement	1,388 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	232,610 sqft (5.34 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	76348 245TH ST
City	ALBERT LEA
State	MN
Zip	56007-6800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-103 RANGE-021 5.34 AC NE 1/4 SW 1/4 LYING NWLY OF CL OF TWP ROAD 22 103 21 5.34
Legal Range	21
Legal Township	103
Legal Section	22
Jurisdiction	FREEBORN MN
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1063
Census Tract	180700

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76348 245TH ST, ALBERT LEA, MN 56007-6800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	2020V1068692
Record Updated	Oct 29, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Feb 28, 2020
Property Address	76348 245TH ST, ALBERT LEA, MN 56007-6800
Document Number	CRV1068692
Instrument Date	Feb 28, 2020
Instrument	CRV1068692
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	62 SHERIDAN STREET, 62, ALBERT LEA, MN 56007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76348 245TH ST, ALBERT LEA, MN 56007-6800

Mortgage

Document Number	000A541715
Date	Mar 4, 2020
Instrument	A541715

Lender

Name	LAND HOME FINANCIAL SVCS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Bancroft Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,534.00 Homeowner's exemption	$328,600 (+6.48%) Land $76,800 Building $251,800	$328,600 (+6.48%) Land $76,800 Building $251,800
2025	$3,534.00 (+9.68%)
2023	$3,222.00 (+60.62%) Homeowner's exemption	$308,600 Land $80,000 Building $228,600	$308,600 Land $80,000 Building $228,600
2020	$2,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Manchester-Hartland Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20