7634 Shadow Ln, Horace, ND 58047 Property Records

Cass County property record for 7634 Shadow Ln, Horace, ND 58047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,100 sqft · built 1992
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Aug 2024)
Tax Bill	$6,609 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`15-0040-00080-000`

Property Details

APN / Parcel Number

Primary APN	`15-0040-00080-000`
Alternative APN	`15003000090000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,100 sqft Living Area
Basement Area	850 sqft
Finished Basement	850 sqft
Unfinished Basement	1,050 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Patio
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7634 SHADOW LN
City	HORACE
State	ND
Zip	58047-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 9 BLOCK: 1 ADDITION: SHEYENNE SHADOWS 3RD ADDITION ADDITIONAL: SHEYENNE SHADOWS 3RD LT 9 BLK 1
Legal Subdivision	SHEYENNE
Legal Block	1
Legal Lot Number	9
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	1
Census Block	1012
Census Tract	40503

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7634 SHADOW LN, HORACE, ND 58047-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Nov 12, 2020	Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	May 13, 2022 · Amount on Record
Deed Document Number	20241718933
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	7634 SHADOW LN, HORACE, ND 58047-9530
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001677300
Date	Oct 11, 2022
Instrument	1677300

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	JAMESTOWN, ND 58401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 7, 2037

Interest

Rate Type	Adjustable Rate
Rate	8%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2028
Change Frequency	5 Years
Min Rate At Change	8%
Max Rate At Change	16.2%
Index	5-Year CMT
Margin	8
Max Rate	10.6%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	May 13, 2022
Property Address	7634 SHADOW LN, HORACE, ND 58047-9530
Document Number	0001665290
Instrument Date	May 13, 2022
Instrument	1665290
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7634 SHADOW LN, HORACE, ND 58047-9530

Mortgage

Document Number	0001665292
Date	May 13, 2022
Instrument	1665292

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 1, 2027
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	11.2%
Index	5-Year CMT
Max Rate	11.2%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Nov 12, 2020
Property Address	7634 SHADOW LN, HORACE, ND 58047-9530
Document Number	0001612085
Instrument Date	Nov 10, 2020
Instrument	1612085
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	THE TITLE CO RESIDENTIAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7634 SHADOW LN, HORACE, ND 58047-9530

Mortgage

Document Number	0001612086
Date	Nov 12, 2020
Instrument	1612086

Lender

Name	HERITAGE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,609.00 (+41.49%)	$237,000 (+27.87%) Land $56,750 Building $180,250	$474,000 (+27.87%) Land $113,500 Building $360,500
2023	$4,671.00	$185,350 Land $56,750 Building $128,600	$370,700 Land $113,500 Building $257,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 90% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HORACE serves 1,641 people · EPA ID ND0900488
Water Source	Purchased surface water from CASS RURAL WATER DISTRICT FARGO
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable	1,250 / 250

May also be available: AT&T, Sparklight.

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