7634 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7634 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,995 sqft · built 2017
Lot Size	0.173 acres (7,551 sqft)
Owner	Individual Name on File
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R326558`

Property Details

APN / Parcel Number

Primary APN	`R326558`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,995 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,551 sqft (0.173 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7634 86TH ST
City	LUBBOCK
State	TX
Zip	79424-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE WAY L 179
Legal Subdivision	CAMBRIDGE WAY
Legal Lot Number	1790
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1011
Census Tract	10412

Owner

Source: Lubbock County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7634 86TH ST, LUBBOCK, TX 79424-7725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage EDUCATION CU
Jun 26, 2017	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK
Jan 12, 2017	Warranty Deed, Transfer · Construction Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2017
Deed Sale	Jun 26, 2017
Prior Sale	Jan 12, 2017
Deed Document Number	2017022812
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7634 86TH ST, LUBBOCK, TX 79424-7725
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036676
Date	Jul 29, 2022
Instrument	2022036676

Lender

Name	EDUCATION CU
Type	Credit Union
Address	AMARILLO, TX 79105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 26, 2017
Property Address	7634 86TH ST, LUBBOCK, TX 79424-7725
Document Number	0000022812
Map Reference	DOC2015003731
Instrument Date	Jun 21, 2017
Instrument	2017022812
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7634 86TH ST, LUBBOCK, TX 79424-7725

Mortgage

Document Number	0000022813
Date	Jun 26, 2017
Instrument	2017022813

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jan 12, 2017
Property Address	7634 86TH ST, LUBBOCK, TX 79424-7725
Document Number	0000001354
Map Reference	DOC2015003731
Instrument Date	Jan 10, 2017
Instrument	2017001354
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11410 TOPEKA AVE, LUBBOCK, TX 79424-7640

Mortgage

Document Number	0000001355
Date	Jan 12, 2017
Instrument	2017001355

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 10, 2018

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00 (-31.15%) Homeowner's exemption	$260,729 (+1.35%) Land $27,184 Building $233,545	$260,729 (-2.47%) Land $27,184 Building $233,545
2024	$2,867.00 (+0.1%)
2023	$2,864.00 (-35.09%) Homeowner's exemption	$257,263 Land $27,184 Building $240,159	$267,343 Land $27,184 Building $240,159
2022	$4,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Uniti Group.

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