7632 Ware Neck Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 7632 Ware Neck Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,628 sqft · built 1935
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Jul 2021 Refinance Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21358`

Property Details

APN / Parcel Number

Primary APN	`21358`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,628 sqft Living Area
Gross Area	5,025 sqft
Basement Area	1,451 sqft
Unfinished Basement	1,451 sqft
Interior Walls	Plaster
Fireplaces	5 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Slate
Lot Area	217,800 sqft (5 acres)
Garage Area	836 sqft
Porch	Enclosed Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	7632 WARE NECK RD
City	GLOUCESTER
State	VA
Zip	23061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	PIG HILL, PARCEL A WARE RIVER
Legal Subdivision	PLAT: PB25 593
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	2
Census Block	2026
Census Tract	100203

Owner

Source: Gloucester County records · APN 21358

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11 MONFORT LN, WHITEHOUSE STATION, NJ 08889-3533
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
Sep 20, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHESAPEAKE BANK
Dec 07, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 07, 2017
Transfer Doc	170005818
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7632 WARE NECK RD, GLOUCESTER, VA 23061
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004776
Date	Jul 06, 2021
Instrument	210004776

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7632 WARE NECK RD, GLOUCESTER, VA 23061
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170004519
Date	Sep 20, 2017
Instrument	170004519

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Oct 01, 2018

Interest

Rate Type	Adjustable Rate
Rate	5.25%

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 07, 2017
Property Address	7632 WARE NECK RD, GLOUCESTER, VA 23061
Document Number	170005818
Instrument Date	Nov 20, 2017
Instrument	170005818
Transaction Type	Transfer
Record Updated	Oct 05, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MONTFORT LN, WHITEHOUSE STATION, NJ 08889-3533

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,530.00 (+5.31%)	$588,910 (-) Land $90,000 Building $498,910	$588,910 (-) Land $90,000 Building $498,910
2024	$3,352.00	$588,910 (-) Land $90,000 Building $498,910	$588,910 (-) Land $90,000 Building $498,910
2023	$3,352.00 (+20.66%)	$588,910 (+51.49%) Land $90,000 Building $498,910	$588,910 (+51.49%) Land $90,000 Building $498,910
2022	$2,778.00	$388,750 Land $43,580 Building $345,170	$388,750 Land $43,580 Building $345,170

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 145 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	109 (1985–2016)
Claims Outside the SFHA	13 of 109
Most Recent Claim	Sep 2016 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 70 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 69% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

Based on FCC filings for 2 locations within half a mile of this property.

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