7632 Indian Rd, Temperance, MI 48182 Property Records

Monroe County property record for 7632 Indian Rd, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2021)
Tax Bill	$4,555 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-335-038-00`

Property Details

APN / Parcel Number

Primary APN	`02-335-038-00`

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Depth	130 ft Depth

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7632 INDIAN RD
City	TEMPERANCE
State	MI
Zip	48182-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN ACRES LOT 36
Legal Subdivision	INDIAN ACRES
Legal Lot Number	36
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4000
Census Tract	833800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7632 INDIAN RD, TEMPERANCE, MI 48182-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN ST UNIV FCU
Jan 7, 2021	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Prior Sale	Oct 5, 2000 · Amount on Record
Deed Document Number	20216056
Prior Transfer Date	Nov 17, 2020
Prior Transfer Doc	0000000396
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 5, 2021
Property Address	7632 INDIAN RD, TEMPERANCE, MI 48182-1517
Document Number	2021R06056
Map Reference	LB 11 PG 11
Instrument Date	Feb 19, 2021
Instrument	2021R06056
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7632 INDIAN RD, 7632, TEMPERANCE, MI 48182-1517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7632 INDIAN RD, TEMPERANCE, MI 48182-1517

Mortgage

Document Number	2021R06057
Date	Mar 5, 2021
Instrument	2021R06057

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7632 INDIAN RD, TEMPERANCE, MI 48182-1517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021204
Date	Oct 19, 2017
Instrument	2017R21204

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 15, 2032

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7632 INDIAN RD, TEMPERANCE, MI 48182-1517
Document Number	0000000397
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7632 INDIAN RD TEMPERANCE MI 481821517, TEMPERANCE, MI 48182-1517

Mortgage

Document Number	0000000397
Date	Jan 7, 2021
Instrument	397

Lender

Name	MICHIGAN ST UNIV FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jan 7, 2021
Property Address	7632 INDIAN RD, TEMPERANCE, MI 48182-1517
Document Number	0000000396
Instrument Date	Nov 17, 2020
Instrument	396
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7632 INDIAN RD TEMPERANCE MI 481821517, TEMPERANCE, MI 48182-1517

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,800 (+29.58%) Land $149,800	$299,600 (+29.58%) Land $299,600
2025	$4,555.00 (+23.27%) Homeowner's exemption
2023	$3,695.00 Homeowner's exemption	$115,600	$231,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1991–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

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