7631 State Rte ZZ, West Plains, MO 65775 Property Records

Howell County property record for 7631 State Rte ZZ, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Details	1,398 sqft · built 1996
Lot Size	32.4 acres (1,412,215 sqft)
Owner	2 Company Names on Record
Last Sale	$375,000 (May 2022)
Tax Bill	$3,733 (2025)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-9.0-29-000-000-044.00000`

Property Details

APN / Parcel Number

Primary APN	`16-9.0-29-000-000-044.00000`

Interior

Building Area	1,398 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	1,412,215 sqft

Location & Zoning

Street Address	7631 STATE ROUTE ZZ
City	WEST PLAINS
State	MO
Zip	65775-6050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 9 THRU 14 & UNNUMB LT BETWN LTS 3 THRU 8 BLK 1 & HWY
Legal Range	07W
Legal Township	24N
Legal Section	29
Legal Subdivision	OZARK RANCHETTES 2
Legal Block	1
Legal Lot Number	13
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1037
Census Tract	90600

Owner

Source: Howell County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7631 STATE ROUTE ZZ, WEST PLAINS, MO 65775-6050
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST BANK/IN
Dec 27, 2023	Deed of Trust, Mortgage · Closed-End Mortgage COMMUNITY FIRST BANKING COMPANY
May 5, 2022	Intrafamily Transfer, Transfer · Line of Credit COMMUNITY FIRST BANKING COMPANY
May 5, 2022	Intrafamily Transfer, Transfer
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANKING COMPANY
Sep 24, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANKING COMPANY
Jan 23, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST BANKING COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Deed Document Number	20222283
Prior Transfer Date	Apr 22, 2022
Prior Transfer Doc	0000002098
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Recording Date	May 20, 2026
Property Address	7631 STATE ROUTE ZZ, WEST PLAINS, MO 65775-6050
Document Number	0000002267
Instrument Date	May 19, 2026
Instrument	20262267
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7631 STATE ROUTE ZZ, WEST PLAINS, MO 65775-6050
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002267,
Date	May 20, 2026
Instrument	20262267

Lender

Name	COMMUNITY FIRST BANK/IN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 19, 2031

Interest

Rate	6.23%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	7631 STATE ROUTE ZZ, WEST PLAINS, MO 65775-6050
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7631 STATE ROUTE ZZ, WEST PLAINS, MO 65775-6050
Investor	Possibly a Property Investor

Mortgage

Document Number	02023R5167
Date	Dec 27, 2023
Instrument	2023R5167

Lender

Name	COMMUNITY FIRST BANKING COMPANY
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Jun 30, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	6 Months
Index	5-Year CMT

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWELL MO
Recording Date	May 5, 2022
Property Address	7631 STATE ROUTE ZZ, WEST PLAINS, MO 65775-6050
Document Number	02022R2355
Map Reference	MB F PG 10-18
Instrument Date	Apr 22, 2022
Instrument	2022R2355
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7631 STATE ROUTE ZZ, HOWELL, MA
Investor	Possibly a Property Investor

Mortgage

Document Number	02022R2284
Date	May 5, 2022
Instrument	2022R2284

Lender

Name	COMMUNITY FIRST BANKING COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Apr 23, 2023

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWELL MO
Recording Date	May 5, 2022
Property Address	7631 STATE ROUTE ZZ, WEST PLAINS, MO 65775-6050
Document Number	02022R2356
Map Reference	MB F PG 10-11
Instrument Date	Apr 22, 2022
Instrument	2022R2356
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7631 STATE ROTE ZZ, HOWELL, MO
Investor	Possibly a Property Investor

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	7631 STATE ROUTE ZZ, WEST PLAINS, MO 65775-6050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R0935
Date	Mar 9, 2018
Instrument	2018R0935

Lender

Name	COMMUNITY FIRST BANKING COMPANY
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 7, 2019

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	7631 STATE ROUTE ZZ, WEST PLAINS, MO 65775-6050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R4556
Date	Sep 24, 2020
Instrument	2020R4556

Lender

Name	COMMUNITY FIRST BANKING COMPANY
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 24, 2025

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	7631 STATE ROUTE ZZ, WEST PLAINS, MO 65775-6050
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R0383
Date	Jan 23, 2020
Instrument	2020R0383

Lender

Name	COMMUNITY FIRST BANKING COMPANY
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Jun 1, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Elementary School District	Howell Valley R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,650 (-) Land $3,470 Building $80,180	$441,070 (-) Land $19,090 Building $421,980
2025	$3,733.00 (+8.49%)	$83,650 (+11.97%) Land $3,470 Building $80,180	$441,070 (+11.93%) Land $19,090 Building $421,980
2024	$3,441.00
2023		$74,710	$394,060 Land $17,290 Building $376,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	80 / 10

May also be available: Current High Speed, Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

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