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7631 Cedar Tree Ln, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 7631 Cedar Tree Ln, Charlotte, NC 28227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1978
Lot Size0.298 acres (13,010 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (May 2021)
Tax Bill$3,418 (2023)
Deeds & MortgagesApr 2024 Mortgage
May 2021 Sale
Flood ZoneZone X (minimal risk)
APN135-082-04

Property Details

APN / Parcel Number

Primary APN135-082-04

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,568 sqft Heated Area
Gross Area1,613 sqft
1st Floor Area1,568 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area13,010 sqft (0.298 acres)
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number135-082-04
Street Address7631 CEDAR TREE LN
CityCHARLOTTE
StateNC
Zip28227-1248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL13 B4 M18-195
Legal SubdivisionCHESTNUT LAKE 04 MAP 01
Legal Block4
Legal Lot Number13
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract1911

Owner

7631 Cedar Tree Ln is owned and occupied by an individual who bought it in May 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address7631 CEDAR TREE LN, CHARLOTTE, NC 28227-1248
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Conventional Mortgage
CLICK N CLOSE INC
May 4, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2021 · Amount on File
Deed SaleMay 4, 2021 · Amount on File
Prior SaleNov 27, 2002 · Amount on File
Deed Document Number0036021940
Deed Book / Page36021 / 940
Record UpdatedJun 7, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address7631 CEDAR TREE LN, CHARLOTTE, NC 28227-1248
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7631 CEDAR TREE LN, CHARLOTTE, NC 28227-1248

Mortgage

Document Number0000038331
DateApr 29, 2024
Book Page38782/625
Instrument2024038331
Lender
NameCLICK N CLOSE INC
TypeMortgage Company
Address15301 SPECTRUM DR STE 405, ADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2054

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 4, 2021
Property Address7631 CEDAR TREE LN, CHARLOTTE, NC 28227-1248
Document Number0000088416
Book / Page36021 / 940
Map ReferenceMB 18 PG 195
Instrument DateApr 4, 2021
Instrument2021088416
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1205 HASHANLI PL, MATTHEWS, NC 28227

Transferred To (Grantee/Buyer)

NameVerified Name
Address7631 CEDAR TREE LN, CHARLOTTE, NC 28227-1248

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 7631 Cedar Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7631 Cedar Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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