76306 Co Rd 378, Covert, MI 49043 Property Records

Van Buren County property record for 76306 Co Rd 378, Covert, MI 49043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,650 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$15,390 (Apr 2020)
Tax Bill	$3,094 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80-07-009-007-00`

Property Details

APN / Parcel Number

Primary APN	`80-07-009-007-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,650 sqft Living Area
1st Floor Area	1,650 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	217,800 sqft (5 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	76306 COUNTY ROAD 378
City	COVERT
State	MI
Zip	49043-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD-2
Legal Description	137-B 9-2-17 475-517 1111-311 1214-282 1423-924 1410-901 1470-416 1497-946 1504-890 E 1/4 OF W 1/2 OF SE 1/4 OF SE 1/4 OF
Jurisdiction	VAN BUREN MI
Township / Civil Division	COVERT
Census Block Group	1
Census Block	1044
Census Tract	10600

Owner

76306 Co Rd 378 is owned and occupied by two individuals who bought it in April 2020.

Source: Van Buren County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76306 COUNTY ROAD 378, COVERT, MI 49043-9716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC
Nov 16, 2021	Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO
Apr 16, 2020	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Prior Sale	Jul 16, 2008 · Amount on File
Deed Book / Page	1699 / 171
Prior Transfer Date	Oct 13, 2004
Prior Transfer Doc	1423000924
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	76306 COUNTY ROAD 378, COVERT, MI 49043-9716
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76306 COUNTY ROAD 378, COVERT, MI 49043-9716

Mortgage

Document Number	001737/296
Date	Apr 26, 2022
Book Page	1737/296

Lender

Name	OAK MORTGAGE LLC
Type	Mortgage Company
Address	STURGIS, MI 49091

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	76306 COUNTY ROAD 378, COVERT, MI 49043-9716
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76306 COUNTY ROAD 378, COVERT, MI 49043-9716

Mortgage

Document Number	001729/212
Date	Nov 16, 2021
Book Page	1729/212

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN MI
Recording Date	Apr 16, 2020
Property Address	76306 COUNTY ROAD 378, COVERT, MI 49043-9716
Document Number	001699/171
Book / Page	1699 / 171
Instrument Date	Apr 6, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$133.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7643 TRIPP AVE, 7643, SKOKIE, IL 60076-2701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 E BERWYN ST, INDIANAPOLIS, IN 46203-5115

Tax Assessment & Valuation

The 2025 property tax bill for 76306 Co Rd 378 was $3,094 with a homeowner's exemption, up 2.3% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Covert Township
Unified School District	Covert Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,000 (-17.82%)	$286,000 (-17.82%)
2025	$3,094.00 (+2.31%) Homeowner's exemption	$174,000	$348,000
2024	$3,024.00
2023		$106,100	$212,200
2020	$281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76306 Co Rd 378 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76306 Co Rd 378 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Midwest Energy & Communications.

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