7630 Waddy Rd, Waddy, KY 40076 Property Records

Shelby County property record for 7630 Waddy Rd, Waddy, KY 40076

Property Summary

Property TypeFarm - Irrigated or Dry
Lot Size24.9 acres (1,087,258 sqft)
Owner2 Individual Names on File
Tax Bill$2,056 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN094-00-002B

Property Details

APN / Parcel Number

Primary APN094-00-002B
Alternative APN
  • 0054148

Exterior

Lot Area1,087,258 sqft (24.9 acres)

Location & Zoning

Account Number0054148
Street Address7630 WADDY RD
CityWADDY
StateKY
Zip40076-6103
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Local Zoning CodeRESIDENTIAL
Legal DescriptionWRIGHT FARM DIVIDED TR C
Legal TractC
JurisdictionSHELBY KY
Township / Civil DivisionHARRISONVILLE
Census Block Group1
Census Block1000
Census Tract40101

Owner

7630 Waddy Rd, an agricultural property, is owned and occupied by two individuals.

Source: Shelby County records, as of February 13, 2026

Owner of Record2 Individual Names on File
Mailing Address7630 WADDY RD, WADDY, KY 40076-6103
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · USDA Mortgage
USDA
Jun 29, 2020Deed of Trust, Mortgage · USDA Mortgage
UNITED STATES OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY KY
Property Address7630 WADDY RD, WADDY, KY 40076-6103
Transaction TypeMortgage
Record UpdatedMar 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address566 ELMBURG RD, SHELBYVILLE, KY 40065-7908

Mortgage

Document Number0M1205/794
DateFeb 10, 2021
Book PageM1205/794
Instrument469448
Lender
NameUSDA
TypeGovernment Agency
AddressSHELBYVILLE, KY 40065
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term83 Months
DueJan 26, 2028

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY KY
Property Address7630 WADDY RD, WADDY, KY 40076-6103
Transaction TypeMortgage
Record UpdatedMar 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1164/339
DateJun 29, 2020
Book PageM1164/339
Instrument461290
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressSHELBYVILLE, KY 40065
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term480 Months
DueJun 26, 2060
Interest
Rate2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 7630 Waddy Rd was $2,056.

Source: Shelby County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyShelby County
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,056.00$178,750
2023$2,104.00$178,750

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7630 Waddy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7630 Waddy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUS 60 WATER DISTRICT
serves 7,892 people · EPA ID KY1060436
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Bluegrass Fiber
Fixed Wireless
50 / 10

May also be available: All Points Broadband, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Waddy Rd

Nearby Streets

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