7630 Ridge Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 7630 Ridge Rd, Rock Falls, IL 61071

Property Summary

Property Type	Single Family Home
Details	1,230 sqft · built 1925
Lot Size	7.96 acres (346,738 sqft)
Owner	Company Name on Record
Last Sale	$242,000 (Apr 2024)
Tax Bill	$4,711 (2025)
Deeds & Mortgages	Apr 2024 Sale Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1730100003`

Property Details

APN / Parcel Number

Primary APN	`1730100003`
Alternative APNs	`105860` `118035`

Interior

Building Area	1,230 sqft Building Perimeter
Basement Area	866 sqft
Unfinished Basement	866 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	346,738 sqft (7.96 acres)
Garage Area	836 sqft

Location & Zoning

Account Number	118035
Street Address	7630 RIDGE RD
City	ROCK FALLS
State	IL
Zip	61071-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W OF CANAL (EX S 887.93) S 1/2 NW SEC 30 TWP 20 RNG 7 25200X
Legal Range	07E
Legal Township	20N
Legal Section	30
Jurisdiction	WHITESIDE IL
Township / Civil Division	MONTMORENCY
Census Block Group	1
Census Block	1024
Census Tract	1800

Owner

Source: Whiteside County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	400 SANDRA ST, KINGSTON, IL 60145-8476
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY ST BK/ROCK FALLS
Dec 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 28, 2018	Loan Modification, Mortgage · Conventional Mortgage STERLING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	20241511
Prior Transfer Date	Nov 28, 2018
Prior Transfer Doc	0000006690
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Apr 5, 2024
Property Address	7630 RIDGE RD, ROCK FALLS, IL 61071-9567
Document Number	0000001511
Instrument Date	Mar 8, 2024
Instrument	2024-01511
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SANDRA ST, KINGSTON, IL 60145-8476

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 12, 2020
Property Address	7630 RIDGE RD, ROCK FALLS, IL 61071-9567
Document Number	0000004920
Instrument Date	Aug 7, 2020
Instrument	4920
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7630 RIDGE RD ROCK FALLS IL 610719567, ROCK FALLS, IL 61071-9567

Mortgage

Document Number	4921
Date	Aug 12, 2020
Instrument	4921

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2050

Interest

Rate Type	Adjustable Rate

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 4, 2018
Property Address	7630 RIDGE RD, ROCK FALLS, IL 61071-9567
Document Number	0000006690
Instrument Date	Nov 28, 2018
Instrument	6690
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7630 RIDGE RD ROCK FALLS IL 610719567, ROCK FALLS, IL 61071-9567

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITESIDE IL
Property Address	7630 RIDGE RD, ROCK FALLS, IL 61071-9567
Document Number	0000004906
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018
Title Company	SAUK VALLEY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7630 RIDGE RD ROCK FALLS IL 610719567, ROCK FALLS, IL 61071-9567

Mortgage

Document Number	0000004906
Date	Sep 7, 2018
Instrument	4906

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Sep 6, 2031

Interest

Rate	6.25%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Montmorency Township
Elementary School District	Montmorency Community Consolidated School District 145 (KG - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,711.00 (+64.43%)	$57,069 (+32.81%) Land $18,914 Building $38,155
2024			$171,207 (+32.81%) Land $56,742 Building $114,465
2022	$2,865.00 Additional exemption filed	$42,970 Land $14,241 Building $28,729	$128,910 Land $42,723 Building $86,187

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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