7630 Ladson Ter, Lake Worth, FL 33467 Property Records

Palm Beach County property record for 7630 Ladson Ter, Lake Worth, FL 33467

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,900 sqft · built 1993
Lot Size	0.53 acres (23,069 sqft)
Owner	2 Individual Names on File
Last Sale	$396,000 (Feb 2020)
Tax Bill	$5,768 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-09-04-000-0490`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-09-04-000-0490`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	2,559 sqft
1st Floor Area	1,900 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	23,069 sqft (0.53 acres)
Lot Dimensions	461 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	435 sqft
Porch	Enclosed/Finished Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7630 LADSON TER
City	LAKE WORTH
State	FL
Zip	33467-7726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	LAKE CHARLESTON PAR M LT M-49
Legal Range	42E
Legal Township	45S
Legal Section	09
Legal Subdivision	LAKE CHARLESTON PAR M
Legal Lot Number	M-49
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2000
Census Tract	5946

Owner

7630 Ladson Ter is owned and occupied by two individuals who bought it in February 2020.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7630 LADSON TER, LAKE WORTH, FL 33467-7726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL PARTNERS MORTGAGE LLC
Jan 24, 2020	Warranty Deed, Transfer MAIN STREET TITLE AND ESCROW, MAIN STREET TITLE & ESCROW
Sep 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Prior Sale	Jul 16, 2012 · Amount on File
Deed Document Number	202046001
Deed Book / Page	31204 / 1330
Prior Transfer Date	Jul 10, 2012
Prior Transfer Doc	0253251471
Record Updated	Sep 20, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 5, 2020
Property Address	7630 LADSON TER, LAKE WORTH, FL 33467-7726
Document Number	0312041330
Book / Page	31204 / 1330
Map Reference	MB 64 PG 10
Instrument Date	Jan 27, 2020
Instrument	20200046001
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	MAIN STREET T&E INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,772.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1206 27TH AVE NW, 1206, MINOT, ND 58703-0824

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7630 LADSON TER, LAKE WORTH, FL 33467-7726

Mortgage

Document Number	0312041332
Date	Feb 5, 2020
Instrument	31204/1332

Lender

Name	CAPITAL PARTNERS MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 24, 2020
Property Address	7630 LADSON TER, LAKE WORTH, FL 33467-7726
Document Number	0311790732
Book / Page	031179 / 000732
Instrument Date	Jan 22, 2020
Instrument	30687
Transaction Type	Transfer
Record Updated	Feb 19, 2020
Title Company	MAIN STREET TITLE AND ESCROW, MAIN STREET TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5254 FOUNTAINS DR S LAKE WORTH FL 334675717, LAKE WORTH, FL 33467-5717

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7630 LADSON TER, LAKE WORTH, FL 33467-7726
Document Number	0293490479
Instrument Date	Sep 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7630 LADSON TER LAKE WORTH FL 334677726, LAKE WORTH, FL 33467-7726

Mortgage

Document Number	0293490479
Date	Sep 19, 2017
Book Page	029349/000479
Instrument	329840

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7630 Ladson Ter was $5,768 with a homeowner's exemption, up 3.1% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,768.00 (+3.13%) Homeowner's exemption	$366,856	$531,289 Land $237,737 Building $293,552
2024	$5,593.00 (+2.53%)
2023	$5,455.00 (+0.89%) Homeowner's exemption	$346,133 (+3%)	$540,087 (+13.2%) Land $246,280 Building $293,807
2022	$5,407.00 Homeowner's exemption	$336,051	$477,089 Land $215,241 Building $261,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7630 Ladson Ter in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	12 (1994–2017)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7630 Ladson Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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