763 Franklin St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 763 Franklin St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,176 sqft · built 1950
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Dec 2022)
Tax Bill	$5,216 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-008-00032`

Property Details

APN / Parcel Number

Primary APN	`17-008-00032`
Alternative APN	`WORC M:17 B:008 L:00032`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	3,409 sqft
1st Floor Area	1,176 sqft
Basement Area	858 sqft
Unfinished Basement	858 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,440 sqft (0.171 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	17-008-00032
Street Address	763 FRANKLIN ST
City	WORCESTER
State	MA
Zip	01604-1730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	DL BRADT
Legal Block	8
Legal Lot Number	32
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2002
Census Tract	732202

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	763 FRANKLIN ST, WORCESTER, MA 01604-1730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CU
Jan 30, 2017	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Nov 26, 2004 · Amount on Record
Deed Document Number	2022135050
Deed Book / Page	68644 / 206
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 22, 2022
Property Address	763 FRANKLIN ST, WORCESTER, MA 01604-1730
Document Number	068644-206
Book / Page	68644 / 206
Instrument Date	Dec 22, 2022
Instrument	135050
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	763 FRANKLIN ST, WORCESTER, MA 01604-1730

Mortgage

Document Number	0000135051
Date	Dec 22, 2022
Instrument	135051

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jan 1, 2030
Max Rate At Change	2.5%
Index	Other

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	763 FRANKLIN ST, WORCESTER, MA 01604-1730
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56674-22
Date	Jan 30, 2017
Book Page	56674/22
Instrument	10369

Lender

Name	SANTANDER BK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,216.00 (+3.29%)	$392,800 (+2.59%) Land $123,600 Building $269,200	$426,906 (-6.61%)
2025	$5,050.00 (+6.86%)	$382,900 (+16.17%) Land $117,700 Building $265,200	$457,140 (+4.81%)
2024			$436,145
2023	$4,726.00	$329,600 Land $102,300 Building $227,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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