Kane County property record for 763 Downing St, Elburn, IL 60119
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,261 sqft · built 1998 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Oct 2001) |
| Tax Bill | $9,057 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-32-331-003 |
| Primary APN | 08-32-331-003 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,261 sqft Living Area |
| Gross Area | 3,813 sqft |
| Basement Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Combination |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 472 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|
| Street Address | 763 DOWNING ST |
|---|---|
| City | ELBURN |
| State | IL |
| Zip | 60119-8859 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 OF PRAIRIE VALLEY UNIT SEVEN IN THE VILLAGE OF ELBURN... |
| Legal Subdivision | PRAIRIE VALLEY |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 852408 |
763 Downing St is owned and occupied by two individuals who bought it in October 2001.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 763 DOWNING ST, ELBURN, IL 60119-8859 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2001 · Amount on File |
| Deed Sale | Oct 19, 2001 · Amount on File |
| Prior Sale | Nov 13, 1998 · Amount on File |
| Deed Document Number | 2001109440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 763 DOWNING ST, ELBURN, IL 60119-8859 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024893 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021K024893 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 763 Downing St was $9,057 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Elburn Village |
| Unified School District | Kaneland Community Unit School District 302 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,057.00 Homeowner's exemption | $125,317 (+8.43%) Land $22,392 Building $102,925 | $376,101 (+8.43%) Land $67,203 Building $308,899 |
| 2024 | $115,574 Land $20,651 Building $94,923 | $346,861 Land $61,978 Building $284,883 | |
| 2022 | $8,868.00 (+4.28%) Homeowner's exemption | $94,150 (+5.91%) Land $16,823 Building $77,327 | $282,450 (+5.91%) Land $50,469 Building $231,981 |
| 2021 | $8,504.00 Homeowner's exemption | $88,896 Land $15,884 Building $73,012 | $266,688 Land $47,652 Building $219,036 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 763 Downing St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 763 Downing St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELBURN serves 6,559 people · EPA ID IL0890300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Watch TV, Xfinity.
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