Clay County property record for 763 5th St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,097 sqft · built 1978 |
| Lot Size | 0.248 acres (10,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,597 (Mar 2024) |
| Tax Bill | $214 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083B211A 0250000 |
| Primary APN | 083B211A 0250000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,097 sqft Finished Area |
| 1st Floor Area | 985 sqft |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Galvanized Metal |
| Lot Area | 10,841 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Utility Building | 80 sqft |
| Street Address | 763 5TH ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIFTH STREET SUB LOT 17 BLK 1 W 1 DB 318/645 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 11 |
| Legal Subdivision | FIFTH STREET SUB |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950400 |
763 5th St is owned and occupied by an individual who bought it in March 2024.
Source: Clay County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 763 5TH ST, WEST POINT, MS 39773-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN NATIONAL BANK |
| Mar 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage BANKFIRST FINANCIAL SERVICES |
| Mar 11, 2024 | Deed of Trust, Mortgage · Commercial Mortgage BANKFIRST FINANCIAL SERVICES |
| Apr 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage BANKFIRST FINANCIAL SERVICES |
| Dec 9, 2014 | Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC |
| Mar 11, 2024 | Warranty Deed, Transfer |
| Aug 4, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2024 · Amount on File |
| Deed Sale | Mar 11, 2024 · Amount on File |
| Prior Sale | Aug 4, 2022 · Amount on File |
| Deed Document Number | 2024973 |
| Deed Book / Page | 318 / 645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 763 5TH ST, WEST POINT, MS 39773-2239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000546/680 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 546/680 |
| Instrument | 2022003815 |
| Name | FIRST AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 1, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 763 5TH ST, WEST POINT, MS 39773-2239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 815 13TH ST N B2, B2, COLUMBUS, MS 39701-4273 |
| Document Number | 0LM561/152 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | LM 561/152 |
| Instrument | 2024000974 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 763 5TH ST, WEST POINT, MS 39773-2239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 763 5TH ST, WEST POINT, MS 39773-2239 |
| Document Number | 0LM561/169 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | LM 561/169 |
| Instrument | 2024000975 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 763 5TH ST, WEST POINT, MS 39773-2239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 815 13TH ST N, COLUMBUS, MS 39701-4281 |
| Document Number | 0LM562/330 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | LM 562/330 |
| Instrument | 2024001482 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39703 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 763 5TH ST, WEST POINT, MS 39773-2239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000469/73 |
|---|---|
| Date | Dec 9, 2014 |
| Book Page | 469/73 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | 9920 PACIFIC HEIGHTS BLVD STE 350 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Mar 11, 2024 |
| Property Address | 763 5TH ST, WEST POINT, MS 39773-2239 |
| Document Number | DEED318/645 |
| Book / Page | DEED 318 / 645 |
| Map Reference | MB 3 PG 2-4 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 2024000973 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6204 KENLEY WAY, BIRMINGHAM, AL 35242-8031 |
| Name | Verified Name |
|---|---|
| Address | 763 5TH ST, WEST POINT, MS 39773-2239 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Aug 4, 2022 |
| Property Address | 763 5TH ST, WEST POINT, MS 39773-2239 |
| Document Number | 000312/769 |
| Book / Page | 312 / 769 |
| Map Reference | PB 3 PG |
| Instrument Date | Jun 28, 2022 |
| Instrument | 2022003814 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | DELTONA TITLE, DELTA TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345 |
| Name | Verified Name |
|---|---|
| Address | 5501 OLD MONTGOMERY HWY APT 6224, 6224, TUSCALOOSA, AL 35405-5062 |
| Document Number | 2022003815 |
|---|---|
| Date | Aug 4, 2022 |
| Instrument | 2022003815 |
| Name | FIRST AMERICAN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 1, 2027 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 763 5th St was $214 with exemptions applied.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214.00 Additional exemption filed | $6,018 (-33.33%) Land $750 Building $5,268 | $60,181 (-) Land $7,500 Building $52,681 |
| 2024 | $9,027 (+18.57%) Land $1,125 Building $7,902 | $60,181 (+18.58%) Land $7,500 Building $52,681 | |
| 2023 | $1,139.00 (+0.26%) Additional exemption filed | $7,613 Land $1,125 Building $6,488 | $50,752 Land $7,500 Building $43,252 |
| 2022 | $1,136.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 763 5th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1983–1991) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 1991 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 763 5th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #4-PINE BLUFF public/private · serves 515 people · EPA ID MS0130017 |
|---|---|
| Water Source | Groundwater |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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