763 55th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 763 55th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,080 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$185,900 (Jun 2015)
Tax Bill	$3,202 (2026)
Deeds & Mortgages	Jun 2023 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09.00446.00`

Property Details

APN / Parcel Number

Primary APN	`09.00446.00`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Building Area	1,080 sqft Living Area
1st Floor Area	1,100 sqft
Basement Area	860 sqft
Finished Basement	860 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	290 ft deep x 150 ft wide
Garage Area	528 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	763 55TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-9431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-036 RANGE-030 1.00 AC E 290 FT 4 IN OF S 150 FT OF NE1/4 SE1/4
Legal Range	030
Legal Township	036
Legal Section	27
Jurisdiction	BENTON MN
Township / Civil Division	MINDEN
Census Block Group	2
Census Block	2057
Census Tract	20300

Owner

763 55th Ave NE is owned and occupied by two individuals who acquired it in May 2023.

Source: Benton County records, as of July 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	763 55TH AVE NE, SAINT CLOUD, MN 56304-9431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ST CLOUD FCU
May 1, 2017	Deed of Trust, Mortgage SECRETARY OF HOUSING & URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2015 · Amount on File
Deed Sale	Jun 15, 2015 · Amount on File
Prior Sale	Feb 27, 2015 · Amount on File
Deed Document Number	2015362941
Last Transfer Date	May 25, 2023
Transfer Doc	0000466404
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	Jun 2, 2023
Property Address	763 55TH AVE NE, SAINT CLOUD, MN 56304-9431
Document Number	0000466404
Instrument Date	May 25, 2023
Instrument	466404
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	763 55TH AVE NE, SAINT CLOUD, MN 56304-9431

Mortgage

Document Number	0000466405
Date	Jun 2, 2023
Instrument	466405

Lender

Name	ST CLOUD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2038

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	763 55TH AVE NE, SAINT CLOUD, MN 56304-9431
Transaction Type	Mortgage
Record Updated	May 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 422460
Date	May 1, 2017
Instrument	422460

Lender

Name	SECRETARY OF HOUSING & URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 763 55th Ave NE was $3,202, up 4.2% from the year before.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	Minden Township
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,202.00 (+4.23%)	$351,600 (+4.55%) Land $50,500 Building $301,100	$351,600 (+4.55%) Land $50,500 Building $301,100
2025	$3,072.00	$336,300 Land $47,500 Building $288,800	$336,300 Land $47,500 Building $288,800
2023	$2,544.00	$323,400 Land $47,400 Building $276,000	$323,400 Land $47,400 Building $276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 763 55th Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 763 55th Ave NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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