St. Clair County property record for 7629 River Rd, Cottrellville, MI 48039 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 7 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1930 |
| Square Footage | 2,585 sqft Living Area |
| Lot Size | 36,111 sqft (0.829 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2019) |
| Tax Bill | $3,829.00 (2025) |
Source: St. Clair County records · APN 74-17-758-0056-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7629 RIVER RD, COTTRELLVILLE, MI 48039-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit MICHIGAN SCHOOLS & GOVERNMENT CU |
| Oct 08, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) JG WENTWORTH HM LNDG |
| Jan 12, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2019 · Amount on Record |
| Deed Sale | Oct 08, 2019 · Amount on Record |
| Deed Doc Number | 201920990 |
| Deed Book / Page | 5106 / 38 |
| Prior Transfer Date | Dec 24, 2016 |
| Prior Transfer Doc | 004789/359 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7629 RIVER RD, COTTRELLVILLE, MI 48039-3357 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 7629 RIVER RD, COTTRELLVILLE, MI 48039-3357 |
| Document Number | 0005332691 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 5332/691 |
| Instrument | 2021007110 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7629 RIVER RD, COTTRELLVILLE, MI 48039-3357 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7629 RIVER RD, COTTRELLVILLE, MI 48039-3357 |
| Document Number | 0005541494 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 5541/494 |
| Instrument | 2022016696 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 08, 2019 |
| Property Address | 7629 RIVER RD, COTTRELLVILLE, MI 48039-3357 |
| Document Number | 0051060038 |
| Book / Page | 005106 / 000038 |
| Instrument Date | Sep 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,752.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 13959 OAKVILLE WALTZ RD WILLIS MI 481919718, WILLIS, MI 48191-9718 |
| Document Number | 51030029 |
|---|---|
| Date | Oct 08, 2019 |
| Book Page | 005103/000029 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 12, 2017 |
| Property Address | 7629 RIVER RD, COTTRELLVILLE, MI 48039-3357 |
| Document Number | 0047890359 |
| Book / Page | 004789 / 000359 |
| Instrument Date | Dec 24, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 5113 BRADFIELD CT ANNANDALE VA 220034009, ANNANDALE, VA 22003-4009 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Cottrellville Township |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,829.00 (-25.64%) Homeowner's exemption | $238,900 (+7.18%) | |
| 2024 | $5,149.00 (+8.61%) | $477,800 (+7.18%) | |
| 2023 | $222,900 | ||
| 2022 | $4,741.00 | $445,800 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 74-17-758-0056-000 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,585 sqft Living Area |
| 1st Floor | 2,081 sqft 1st Floor |
| Basement Area | 1,008 sqft Basement |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 36,111 sqft (0.829 acres) |
| Depth X Width | 460 ft x 78.5 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 528 sqft Garage |
| Total Buildings | 3 Total Buildings |
| Heating System | Hot Water Heating |
|---|
| Street Address | 7629 RIVER RD |
|---|---|
| City | COTTRELLVILLE |
| State | MI |
| Zip | 48039-3334 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 43 SUPERVISORS COTTRELL PLAT |
| Legal Subdivision | SUPRVRS COTTRELL PLAT-COTTRELL |
| Legal Lot Number | 43 |
| Legal Unit | 43 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | COTTRELLVILLE |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 645000 |
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