7628 Thunder Ridge Dr, Florence, KY 41042 Property Records

Boone County property record for 7628 Thunder Ridge Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,744 sqft · built 1996
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,076 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050.00-09-011.00`

Property Details

APN / Parcel Number

Primary APN	`050.00-09-011.00`
Alternative APN	`2412`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,744 sqft Finished Area

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Lot Area	13,939 sqft (0.319 acres)
Porch	Porch
Porch Area	72 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	7628 THUNDER RIDGE DR
City	FLORENCE
State	KY
Zip	41042-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 SEC 1 THUNDER RIDGE (50G-7)
Legal Lot Number	11
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1002
Census Tract	70313

Owner

7628 Thunder Ridge Dr is owned and occupied by two individuals.

Source: Boone County records, as of November 21, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7628 THUNDER RIDGE DR, FLORENCE, KY 41042-8231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	7628 THUNDER RIDGE DR, FLORENCE, KY 41042-8231
Transaction Type	Mortgage
Record Updated	Feb 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 THUNDER RIDGE DR, FLORENCE, KY 41042-8231

Mortgage

Document Number	0M4890/171
Date	Jan 27, 2026
Book Page	M4890/171
Instrument	1214499

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 7628 Thunder Ridge Dr was $2,076.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,076.00	$232,300 Land $35,000 Building $197,300
2024			$232,300 (-) Land $35,000 Building $197,300
2023	$2,144.00 (+47.96%)	$232,300 (+36.49%) Land $35,000 Building $197,300	$232,300 (+36.49%) Land $35,000 Building $197,300
2022	$1,449.00	$170,200 Land $25,000 Building $145,200	$170,200 Land $25,000 Building $145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7628 Thunder Ridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7628 Thunder Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20