7628 Espina Dr, Austin, TX 78739 Property Records

Travis County property record for 7628 Espina Dr, Austin, TX 78739

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,652 sqft · built 2008
Lot Size	0.23 acres (10,041 sqft)
Owner	Individual Name on File
Tax Bill	$14,016 (2024)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0426550609`

Property Details

APN / Parcel Number

Primary APN	`0426550609`
Alternative APNs	`04265506090000` `701787`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,652 sqft Living Area
Gross Area	4,320 sqft
1st Floor Area	2,304 sqft
2nd Floor Area	1,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,041 sqft (0.23 acres)
Garage Type	Attached
Garage Area	668 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	701787
Old Parcel Number	04265506090000
Street Address	7628 ESPINA DR
City	AUSTIN
State	TX
Zip	78739-1938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK GG MERIDIAN SEC A2 & B2
Legal Subdivision	MERIDIAN SEC A2 & B2
Legal Block	GG
Legal Lot Number	1
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	5
Census Block	5003
Census Tract	33300

Owner

7628 Espina Dr is owned and occupied by an individual who acquired it in September 2022.

Source: Travis County records, as of November 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7628 ESPINA DR, AUSTIN, TX 78739-1938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit APCI FCU
Jan 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage APCI FCU
Dec 29, 2016	Deed of Trust, Mortgage APCI FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2022
Deed Sale	Sep 8, 2022
Prior Sale	Sep 9, 2008
Deed Document Number	2022150101
Record Updated	Jun 8, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Sep 8, 2022
Property Address	7628 ESPINA DR, AUSTIN, TX 78739-1938
Document Number	0000150101
Map Reference	DOC 200400338
Instrument Date	Sep 6, 2022
Instrument	2022150101
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	NOT AVAILABLE, VERDE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 ESPINA DR, AUSTIN, TX 78739-1938

Mortgage

Document Number	0000150102
Date	Sep 8, 2022
Instrument	2022150102

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	7628 ESPINA DR, AUSTIN, TX 78739-1938
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 ESPINA DR, AUSTIN, TX 78739-1938

Mortgage

Document Number	0000249193
Date	Dec 22, 2020
Instrument	2020249193

Lender

Name	APCI FCU
Type	Credit Union
Address	LEHIGH VALLEY, PA 18002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 15, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	7628 ESPINA DR, AUSTIN, TX 78739-1938
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015493
Date	Jan 26, 2017
Instrument	2017015493

Lender

Name	APCI FCU
Type	Credit Union
Address	LEHIGH VALLEY, PA 18002

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	7628 ESPINA DR, AUSTIN, TX 78739-1938
Document Number	0000015491
Instrument Date	Dec 29, 2016
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7628 ESPINA DR AUSTIN TX 787391938, AUSTIN, TX 78739-1938

Mortgage

Document Number	0000015491
Date	Jan 26, 2017
Instrument	15491

Lender

Name	APCI FCU
Type	Credit Union
Address	LEHIGH VALLEY, PA 18002-0147

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Travis County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Austin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$770,910 Land $250,000 Building $520,910	$770,910 Land $250,000 Building $520,910
2024	$14,016.00
2023		$971,748 Land $250,000 Building $721,748	$971,748 Land $250,000 Building $721,748
2022	$11,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7628 Espina Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7628 Espina Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Nextlink, Spry Air Fiber.

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