7628 Downs Rd, Newark, MD 21841 Property Records

Worcester County property record for 7628 Downs Rd, Newark, MD 21841

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,716 sqft · built 1983
Lot Size	2.81 acres (122,404 sqft)
Owner	Individual Name on File
Last Sale	$239,500 (Aug 2021)
Tax Bill	$2,308 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-002814`

Property Details

APN / Parcel Number

Primary APN	`04-002814`
Alternative APN	`002814`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Total Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	122,404 sqft (2.81 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	002814
Street Address	7628 DOWNS RD
City	NEWARK
State	MD
Zip	21841-2042
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A-1
Legal Description	2.812 ACS E SIDE DOWNS RD NEAR NEWARK
Legal Subdivision	RALPH H DAVIS LANDS SURV
Jurisdiction	WORCESTER MD
Township / Civil Division	4, WESTERN
Census Block Group	1
Census Block	1014
Census Tract	951200

Owner

7628 Downs Rd, a mobile home, is owned by an individual who bought it in August 2021.

Source: Worcester County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	6904 S POINT RD, RUM, BERLIN, MD 21811
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Aug 10, 2021	Deed, Transfer · Commercial Mortgage CALVIN B TAYLOR BANKING CO BERLIN M
Jun 6, 2018	Grant Deed, Transfer · Line of Credit FARMERS BK/WILLARDS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Jun 6, 2018 · Amount on File
Deed Book / Page	8138 / 336
Transfer Doc	0000336240
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	7628 DOWNS RD, NEWARK, MD 21841-2042
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	BRENNAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0079740192
Date	Mar 18, 2021
Book Page	7974/192

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 10, 2021
Property Address	7628 DOWNS RD, NEWARK, MD 21841-2042
Document Number	0081380336
Book / Page	8138 / 336
Map Reference	LB FWH569 FO 451
Instrument Date	Jul 1, 2021
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	BRIGHT TITLE SERVICES LLC, BRIGHT TTL & STLMT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	6904 S POINT RD # RUM, RUM, BERLIN, MD 21811-2638

Mortgage

Document Number	0008138349
Date	Aug 10, 2021
Instrument	8138/349

Lender

Name	CALVIN B TAYLOR BANKING CO BERLIN M
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jun 6, 2018
Property Address	7628 DOWNS RD, NEWARK, MD 21841-2042
Document Number	0072250327
Book / Page	007225 / 000327
Instrument Date	May 30, 2018
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	RESORT LAND TITLE AND ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7628 DOWNS RD NEWARK MD 218412042, NEWARK, MD 21841-2042

Mortgage

Document Number	72250332
Date	Jun 6, 2018
Book Page	007225/000332

Lender

Name	FARMERS BK/WILLARDS
Type	Bank
Address	WILLARDS, MD 21874

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7628 Downs Rd was $2,308, up 2% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,308.00 (+2.03%)	$243,533	$253,400 Land $110,600 Building $142,800
2025	$2,262.00
2023	$1,555.00	$162,533	$238,600 Land $59,600 Building $179,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7628 Downs Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	9 (1985–2012)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7628 Downs Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

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