7628 86th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7628 86th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,745 sqft · built 2017
Lot Size	0.151 acres (6,611 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R326561`

Property Details

APN / Parcel Number

Primary APN	`R326561`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,745 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,611 sqft (0.151 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7628 86TH ST
City	LUBBOCK
State	TX
Zip	79424-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE WAY L 182
Legal Subdivision	CAMBRIDGE WAY
Legal Lot Number	1820
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1011
Census Tract	10412

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7628 86TH ST, LUBBOCK, TX 79424-7725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEXAS TECH FCU
Feb 3, 2020	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Feb 15, 2018	Vendor's Lien, Transfer · ARM THE HUNTINGTON NATIONAL BANK
Feb 2, 2017	Quit Claim Deed, Transfer SERVICE TITLE COMPANY, SERVICE TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2022
Deed Sale	Feb 4, 2022
Prior Sale	Feb 15, 2018
Deed Document Number	2022-7818
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	2020004387
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7628 86TH ST, LUBBOCK, TX 79424-7725
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007819
Date	Feb 16, 2022
Instrument	2022007819

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Address	LUBBOCK, TX 79409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 3, 2020
Property Address	7628 86TH ST, LUBBOCK, TX 79424-7725
Document Number	0000004387
Map Reference	FILE 2015003731
Instrument Date	Jan 29, 2020
Instrument	2020004387
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 SAINT LOUIS ST APT 216, 430, MOBILE, AL 36602-2514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 86TH ST, LUBBOCK, TX 79424-7725

Mortgage

Document Number	0000004388
Date	Feb 3, 2020
Instrument	2020004388

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Feb 15, 2018
Property Address	7628 86TH ST, LUBBOCK, TX 79424-7725
Document Number	0000005196
Map Reference	DOC2015003731
Instrument Date	Feb 15, 2018
Instrument	2018005196
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7628 86TH ST, LUBBOCK, TX 79424-7725

Mortgage

Document Number	0000005197
Date	Feb 15, 2018
Instrument	2018005197

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUBBOCK TX
Recording Date	Feb 2, 2017
Property Address	7628 86TH ST, LUBBOCK, TX 79424-7725
Document Number	0000004107
Instrument Date	Feb 2, 2016
Instrument	4107
Transaction Type	Transfer
Record Updated	Feb 15, 2017
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16782 LUBBOCK TX 794906782, LUBBOCK, TX 79490-6782

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,138.00 (-20.82%) Homeowner's exemption	$240,319 (-6.2%) Land $23,800 Building $216,519	$240,319 (-6.2%) Land $23,800 Building $216,519
2024	$5,226.00 (-2.59%)
2023	$5,365.00 (+11.28%) Homeowner's exemption	$256,213 Land $23,800 Building $232,413	$256,213 Land $23,800 Building $232,413
2022	$4,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Windstream.

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