7626 S Bay Dr, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 7626 S Bay Dr, Bloomington, MN 55438

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,830 sqft · built 1998
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Tax Bill	$16,378 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-116-21-14-0051`

Property Details

APN / Parcel Number

Primary APN	`30-116-21-14-0051`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,830 sqft Living Area
Gross Area	10,039 sqft
1st Floor Area	3,830 sqft
Basement Area	6,209 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Lot Depth	243 ft Depth
Garage Type	Attached
Garage Area	1,032 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	298 sqft
Deck Area	444 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7626 S BAY DR
City	MINNEAPOLIS
State	MN
Zip	55438-2900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 014 BLOCK 002 B SOUTH BAY 8TH ADDN NE130X243X104X179
Legal Range	21
Legal Township	116
Legal Section	30
Legal Quarter	14
Legal Subdivision	SOUTH BAY 8TH ADDN
Legal Block	2
Legal Lot Number	14
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3011
Census Tract	25906

Owner

7626 S Bay Dr is owned and occupied by two individuals who acquired it in February 2013.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7626 S BAY DR, MINNEAPOLIS, MN 55438-2900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2013
Deed Sale	Feb 21, 2013
Prior Sale	Feb 19, 2013
Deed Document Number	20139911239
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7626 S BAY DR, BLOOMINGTON, MN 55438-2900
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10973905
Date	Jun 10, 2021
Instrument	A10973905

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7626 S BAY DR, BLOOMINGTON, MN 55438-2900
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05837770
Date	May 19, 2021
Instrument	T05837770

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7626 S BAY DR, BLOOMINGTON, MN 55438-2900
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11086446
Date	Mar 11, 2022
Instrument	A11086446

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 10, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.33%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.98%
Max Rate At Change	5.33%
Index	Prime Rate
Max Rate	9.33%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7626 S BAY DR, BLOOMINGTON, MN 55438-2900
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00T5928409
Date	Mar 10, 2022
Instrument	T5928409

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 10, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 7626 S Bay Dr was $16,378.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,378.00	$1,063,900 Land $246,900 Building $817,000	$1,063,900 Land $246,900 Building $817,000
2023	$13,362.00 Homeowner's exemption
2022		$1,024,700 Land $292,000 Building $732,700	$1,024,700 Land $292,000 Building $732,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7626 S Bay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7626 S Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: GigFire, Netwave Broadband, T-Mobile.

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