7625 Echo Pt, Cannon Falls, MN 55009 Property Records

Dakota County property record for 7625 Echo Pt, Cannon Falls, MN 55009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,134 sqft · built 1972
Lot Size	0.206 acres (8,966 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,916 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-22650-01-020`

Property Details

APN / Parcel Number

Primary APN	`31-22650-01-020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,134 sqft Living Area
Gross Area	3,518 sqft
1st Floor Area	2,006 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Architectural Style	Split Level
Construction Type	Wood
Lot Area	8,966 sqft (0.206 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	7625 ECHO PT
City	CANNON FALLS
State	MN
Zip	55009-9266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO POINT 2 1
Legal Range	18W
Legal Township	112
Legal Section	14
Legal Subdivision	ECHO POINT
Legal Block	1
Legal Lot Number	20
Jurisdiction	DAKOTA MN
Township / Civil Division	RANDOLPH
Census Block Group	2
Census Block	2031
Census Tract	61402

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7625 ECHO PT, CANNON FALLS, MN 55009-9266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Jan 17, 2018	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	7625 ECHO PT, CANNON FALLS, MN 55009-9266
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7625 ECHO PT, CANNON FALLS, MN 55009-9266

Mortgage

Document Number	0003572955
Date	Jan 10, 2023
Instrument	3572955

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	7625 ECHO PT, CANNON FALLS, MN 55009-9266
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003232824
Date	Jan 17, 2018
Instrument	3232824

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	7625 ECHO PT, CANNON FALLS, MN 55009-9266
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003244339
Date	Apr 6, 2018
Instrument	3244339

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jan 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	7625 ECHO PT, CANNON FALLS, MN 55009-9266
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003288471
Date	Jan 14, 2019
Instrument	3288471

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	CANNON FALLS, MN 55009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	7625 ECHO PT, CANNON FALLS, MN 55009-9266
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003357237
Date	Feb 28, 2020
Instrument	3357237

Lender

Name	MERCHANTS BANK
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
County Subdivision	Randolph Township
Unified School District	Randolph Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,916.00	$693,100 Land $315,700 Building $377,400	$693,100 Land $315,700 Building $377,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Hiawatha Broadband Communications Fixed Wireless · Fiber in parts of the area	100 / 20

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