7625 E Misty Ln, Inverness, FL 34450 Property Records

Citrus County property record for 7625 E Misty Ln, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,820 sqft · built 1973
Lot Size	0.574 acres (24,993 sqft)
Owner	Individual Name on File
Last Sale	$422,500 (Jun 2026)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-09-21310`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-09-21310`
Alternative APNs	`20E-19S-09-0000-21310` `0919S20E21310` `1732816`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,820 sqft Living Area
Gross Area	3,764 sqft
1st Floor Area	2,820 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	24,993 sqft (0.574 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Aluminum Porch
Porch Area	653 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1732816
Street Address	7625 E MISTY LN
City	INVERNESS
State	FL
Zip	34450-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	COM AT THE NW COR OF LOT 13 ALLENS SUB PLAT BOOK 2 PG 32 TH S 0 DEG 17M 40S E AL THE W LN OF SD ALLENS SUB & A SLY PROJ THEREOF A DIST OF 875 FT TO THE POB SD PT BEING ON THE E R/W LN OF JOHN ST AS SHOWN ON THE PLAT OF ALLENS SUB UNIT 3 PB 2 PG 86 TH
Legal Range	20E
Legal Township	19S
Legal Section	09
Legal Subdivision	UNREC TRACTS IN 09-19S-20E
Legal Block	21310
Legal Lot Number	13
Legal Unit	3
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2013
Census Tract	450902

Owner

7625 E Misty Ln is owned and occupied by an individual who bought it in June 2026.

Source: Citrus County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	7625 E MISTY LN, INVERNESS, FL 34450-3547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2026 · Amount on File
Deed Sale	Jun 19, 2026 · Amount on File
Prior Sale	Mar 3, 2016 · Amount on File
Deed Document Number	202636403
Deed Book / Page	3681 / 671
Prior Transfer Date	Mar 4, 2009
Prior Transfer Doc	0000009774
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 19, 2026
Property Address	7625 E MISTY LN, INVERNESS, FL 34450-3547
Document Number	0000036403
Book / Page	3681 / 671
Instrument Date	Jun 15, 2026
Instrument	202636403
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298,707.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7625 E MISTY LN, INVERNESS, FL 34450-3547

Mortgage

Document Number	0000036404,
Date	Jun 19, 2026
Instrument	202636404

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	7625 E MISTY LN, INVERNESS, FL 34450-3547
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7625 E MISTY LN, INVERNESS, FL 34450-3547

Mortgage

Document Number	0036051184
Date	Sep 26, 2025
Book Page	3605/1184
Instrument	2025058600

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Sep 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	7625 E MISTY LN, INVERNESS, FL 34450-3547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030321757
Date	Jan 21, 2020
Book Page	3032/1757
Instrument	2020003232

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7625 E Misty Ln was $1,739, up 6% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,739.00 (+5.97%)	$141,751 (-49.76%)	$272,021 (-3.58%) Land $9,070 Building $262,951
2024	$1,641.00 (+2.82%) Homeowner's exemption Additional exemption filed	$282,124 (-0.03%) Land $9,070 Building $273,054	$282,124 (-0.03%) Land $9,070 Building $273,054
2023	$1,596.00 (+6.76%) Homeowner's exemption Additional exemption filed	$282,221 (+30.07%) Land $9,070 Building $273,151	$282,221 (+30.07%) Land $9,070 Building $273,151
2022	$1,495.00 Homeowner's exemption Additional exemption filed	$216,970 Land $9,070 Building $207,900	$216,970 Land $9,070 Building $207,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7625 E Misty Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7625 E Misty Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSPEL ISLAND ESTATES private · serves 53 people · EPA ID FL6094953
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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