7624 Whispering Trails Pl, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 7624 Whispering Trails Pl, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,875 sqft · built 1996
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jul 2013)
Tax Bill	$4,608 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-211-012`

Property Details

APN / Parcel Number

Primary APN	`015-211-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,875 sqft Living Area
1st Floor Area	1,875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Lot Area	43,560 sqft (1 acres)
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7624 WHISPERING TRAILS PL
City	PASO ROBLES
State	CA
Zip	93446-6395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 21 S 1/2 LT 24
Legal Subdivision	TRACT 21
Legal Tract	21
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1011
Census Tract	10302

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 295, SAN MIGUEL, CA 93451-0295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
May 1, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 12, 2013 · Amount on Record
Deed Sale	Jul 12, 2013 · Amount on Record
Prior Sale	May 13, 1999 · Amount on Record
Deed Document Number	201340545
Prior Transfer Date	Aug 21, 2003
Prior Transfer Doc	0000127668
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 14, 2026
Property Address	7624 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-6395
Document Number	0000021994
Instrument Date	Jul 6, 2026
Instrument	202621994
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7624 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-6395

Mortgage

Document Number	0000021994,
Date	Jul 14, 2026
Instrument	202621994

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7624 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-6395
Transaction Type	Mortgage
Record Updated	Feb 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7624 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-6395

Mortgage

Document Number	0000002198
Date	Jan 24, 2023
Instrument	2023002198

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2033

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7624 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-6395
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE SANTA A

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015660
Date	May 1, 2019
Instrument	2019015660

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	7624 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-6395
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE ONTARIO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7624 WHISPERING TRAILS PL, PASO ROBLES, CA 93446-6395

Mortgage

Document Number	0000059774
Date	Oct 22, 2020
Instrument	2020059774

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,608.00 (+3.67%) Homeowner's exemption	$435,172 (+4.04%) Land $134,840 Building $300,332
2023	$4,445.00 (+1.76%) Homeowner's exemption	$418,276 Land $129,605 Building $288,671
2022	$4,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surfnet Communications Fiber · Fixed Wireless	2,500 / 2,500
Ranch WiFi Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Whispering Trails Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures