7624 Spring Lake Rd, Mounds View (Saint Paul), MN 55112 Property Records

Ramsey County property record for 7624 Spring Lake Rd, Mounds View, MN 55112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,076 sqft · built 1968
Lot Size	0.398 acres (17,380 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Oct 2022)
Tax Bill	$4,174 (2023)
Deeds & Mortgages	May 2022 Line of Credit Oct 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-30-23-22-0022`

Property Details

APN / Parcel Number

Primary APN	`07-30-23-22-0022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	17,380 sqft (0.398 acres)
Lot Dimensions	232 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	7624 SPRING LAKE RD
City	MOUNDS VIEW
State	MN
Zip	55112-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	SPRING LAKE PARK KNOLLS,,RAMSE EX W 87 63/100 FT THE S 75 FT OF LOT ...S 75 FT OF LOTS 51 AND LOT 52
Legal Range	23
Legal Township	30
Legal Section	07
Legal Quarter	2
Quarter-Quarter Section	22
Legal Subdivision	SPRING LAKE PARK KNOLLS,,RAMSE
Legal Lot Number	51-52
Jurisdiction	RAMSEY MN
Township / Civil Division	MOUNDS VIEW
Census Block Group	1
Census Block	1003
Census Tract	41002

Owner

7624 Spring Lake Rd is owned and occupied by an individual who bought it in October 2022.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Mailing Address	7624 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3831
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2022	Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE
Oct 11, 2022	Warranty Deed, Transfer · FHA Mortgage LAKE AREA MORTGAGE
Oct 1, 2021	Warranty Deed, Transfer · Line of Credit BROKER SOLUTIONS INC
Oct 1, 2021	Transfer on Death Deed, Transfer LAND TITLE
Oct 5, 2020	Deed of Trust, Mortgage · Conventional with PMI SUPREME LNDG
Aug 15, 2019	Warranty Deed, Transfer · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Oct 1, 2021 · Amount on File
Deed Document Number	T02742685
Record Updated	Jun 7, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	7624 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3831
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02732926
Date	May 26, 2022
Instrument	T02732926

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 11, 2022
Property Address	7624 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3831
Document Number	0T02742685
Instrument Date	Oct 7, 2022
Instrument	T02742685
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7624 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3831

Mortgage

Document Number	0T02742686
Date	Oct 11, 2022
Instrument	T02742686

Lender

Name	LAKE AREA MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Mortgage

Document Number	0T02742687
Date	Oct 11, 2022
Instrument	T02742687

Lender

Name	ROYAL CU
Type	Credit Union
Address	EAU CLAIRE, WI 54703

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 1, 2021
Property Address	7624 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3831
Document Number	0T02713728
Instrument Date	Sep 27, 2021
Instrument	T02713728
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.07
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7630 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3831

Mortgage

Document Number	0T02713730
Date	Oct 1, 2021
Instrument	T02713730

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 1, 2021
Property Address	7624 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3831
Document Number	0T02713727
Instrument Date	Sep 22, 2021
Instrument	T02713727
Transaction Type	Transfer
Record Updated	Jul 31, 2023
Title Company	LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4285 MALMO LN N, EAGAN, MN 55123-1754
Investor	Possibly a Property Investor

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	7624 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3831
Document Number	0002678850
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	TITLE SPECIALIST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7624 SPRING LAKE RD MOUNDS VIEW MN 551123831, MOUNDS VIEW, MN 55112-3831

Mortgage

Document Number	0002678850
Date	Oct 26, 2020
Instrument	2678850

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 15, 2019
Property Address	7624 SPRING LAKE RD, MOUNDS VIEW, MN 55112-3831
Document Number	0002645189
Instrument Date	Aug 1, 2019
Instrument	2645189
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	MODERN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7624 SPRING LAKE RD MOUNDS VIEW MN 551123831, MOUNDS VIEW, MN 55112-3831

Mortgage

Document Number	2645190
Date	Aug 15, 2019
Instrument	2645190

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Mounds View City
Unified School District	Mounds View Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,174.00	$359,100 Land $65,000 Building $294,100	$359,100 Land $65,000 Building $294,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7624 Spring Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7624 Spring Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mounds View serves 13,256 people · EPA ID MN1620008
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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