7623 FM 514, Emory, TX 75440 Property Records

Rains County property record for 7623 FM 514, Emory, TX 75440

Property Summary

Property Type	Single Family Home
Details	2,840 sqft · built 2005
Lot Size	2.72 acres (118,527 sqft)
Owner	Individual Name on File
Tax Bill	$5,625 (2025)
Deeds & Mortgages	Jan 2012 Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0097-0120-0010-43`

Property Details

APN / Parcel Number

Primary APN	`0097-0120-0010-43`
Alternative APNs	`R10356` `10356`

Interior

Stories	1 Story
Building Area	2,840 sqft Living Area
Gross Area	3,394 sqft
1st Floor Area	2,840 sqft
Upper Floors Area	240 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	118,527 sqft
Garage Type	Attached
Garage Area	554 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	875 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Location & Zoning

Account Number	00970120001043
Street Address	7623 FM 514
City	EMORY
State	TX
Zip	75440-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0097 GARRETT JAMES, ACRES 2.721
Legal Subdivision	GARRETT JAMES
Legal Block	4
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	4
Census Block	4008
Census Tract	950101

Owner

7623 FM 514 is owned and occupied by an individual.

Source: Rains County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7623 FM 514, EMORY, TX 75440-3636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2012	Deed of Trust, Mortgage CITY NATIONAL BANK
Jan 26, 2018	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	7623 FM 514, EMORY, TX 75440-3636
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000544/797
Date	Jan 4, 2012
Book Page	544/797
Instrument	22

Lender

Name	CITY NATIONAL BANK
Address	PO BOX 495, SULPHUR SPRINGS, TX 75483

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2027

January 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	RAINS TX
Recording Date	Jan 26, 2018
Property Address	7623 FM 514, EMORY, TX 75440-3636
Document Number	02018/0179
Book / Page	2018 / 0179
Instrument Date	Jan 3, 2018
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 203, YANTIS, TX 75497-0203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7623 FM 514, EMORY, TX 75440-3636

Tax Assessment & Valuation

The 2025 property tax bill for 7623 FM 514 was $5,625 with a homeowner's exemption.

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,039 (-4.29%) Land $21,768 Building $429,271	$451,039 (-4.29%) Land $21,768 Building $429,271
2025	$5,625.00 Homeowner's exemption	$471,269 Land $16,990 Building $454,279	$471,269 Land $16,990 Building $454,279
2023		$435,269 Land $16,990 Building $418,279	$435,269 Land $16,990 Building $418,279
2022	$6,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7623 FM 514 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7623 FM 514 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLER GROVE WSC serves 2,265 people · EPA ID TX1120016
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fixed Wireless	500 / 60
Point Broadband Fixed Wireless	40 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on FM 514

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