7623 Carter Rd, Bentley, MI 48613 Property Records

Bay County property record for 7623 Carter Rd, Bentley, MI 48613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,632 sqft · built 1973
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$239,000 (Nov 2024)
Tax Bill	$3,697 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`060-017-400-015-00`

Property Details

APN / Parcel Number

Primary APN	`060-017-400-015-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	435,600 sqft (10 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7623 CARTER RD
City	BENTLEY
State	MI
Zip	48613-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF N 1/2 OF SE 1/4 OF SE 1/4 SEC 17 T18N R3E
Legal Range	03E
Legal Township	18N
Legal Section	17
Jurisdiction	BAY MI
Township / Civil Division	GIBSON
Census Block Group	1
Census Block	1018
Census Tract	286400

Owner

Source: Bay County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5440 HEPPNER RD, PINCONNING, MI 48650-8426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 13, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Deed Document Number	202413208
Prior Transfer Date	Sep 5, 2023
Prior Transfer Doc	0000010288
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Aug 3, 2026
Property Address	7623 CARTER RD, BENTLEY, MI 48613-9618
Document Number	0000010104
Instrument Date	Jul 29, 2026
Instrument	202610104
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7623 CARTER RD, BENTLEY, MI 48613-9618

Mortgage

Document Number	0000010104,
Date	Aug 3, 2026
Instrument	202610104

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Sep 13, 2023
Property Address	7623 CARTER RD, BENTLEY, MI 48613-9618
Document Number	0000010288
Instrument Date	Sep 5, 2023
Instrument	202310288
Transaction Type	Transfer
Record Updated	May 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7623 CARTER RD, BENTLEY, MI 48613-9618

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Gibson Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,697.00 (+112.72%) Homeowner's exemption	$110,000 (+1.38%)	$220,000 (+1.38%)
2025		$108,500 (+45.64%)	$217,000 (+45.64%)
2024	$1,738.00 (+9.65%)
2023		$74,500	$149,000
2022	$1,585.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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