7622 Cloudstone Dr, Florence, KY 41042 Property Records

Boone County property record for 7622 Cloudstone Dr, Florence, KY 41042

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,426 sqft · built 2000
Lot Size0.208 acres (9,100 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Aug 2023)
Tax Bill$3,034 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Aug 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN050.00-11-320.00

Property Details

APN / Parcel Number

Primary APN050.00-11-320.00
Alternative APN
  • 29460

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,426 sqft Finished Area
Basement Area1,426 sqft
Unfinished Basement1,426 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Lot Area9,100 sqft (0.208 acres)
Lot Dimensions140 ft deep x 65 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7622 CLOUDSTONE DR
CityFLORENCE
StateKY
Zip41042-8056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 320 SEC 12 SILVER CREEK
Legal SubdivisionSILVER CREEK SUB
Legal Lot Number320
JurisdictionBOONE KY
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1002
Census Tract70313

Owner

Source: Boone County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7622 CLOUDSTONE DR, FLORENCE, KY 41042-8056
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Aug 29, 2023Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK
Oct 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK KENTUCKY INC
Nov 18, 2020Warranty Deed, Transfer · FHA Mortgage
BANK OF ENGLAND
Jul 7, 2020Warranty Deed, Transfer · FHA Mortgage
MID-AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Prior SaleNov 18, 2020 · Amount on Record
Deed Document Number2023969783
Deed Book / Page1210 / 139
Prior Transfer DateOct 11, 2010
Prior Transfer DocD0988/593
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address7622 CLOUDSTONE DR, FLORENCE, KY 41042-8056
Transaction TypeMortgage
Record UpdatedMay 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7622 CLOUDSTONE DR, FLORENCE, KY 41042-8056

Mortgage

Document Number0M4741/915
DateApr 29, 2024
Book PageM4741/915
Instrument1025192
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Address7 EASTON OVAL, COLUMBUS, OH 43219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMay 1, 2044

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateAug 29, 2023
Property Address7622 CLOUDSTONE DR, FLORENCE, KY 41042-8056
Document Number0D1210/139
Book / PageD1210 / 139
Map ReferenceSL 598-A
Instrument DateAug 25, 2023
Instrument969783
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1789 STAHL RD, HEBRON, KY 41048-9738

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7622 CLOUDSTONE DR, FLORENCE, KY 41042-8056

Mortgage

Document Number0000969787
DateAug 29, 2023
Instrument969787
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOONE KY
Property Address7622 CLOUDSTONE DR, FLORENCE, KY 41042-8056
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM4059/571
DateOct 4, 2017
Book PageM4059/571
Instrument736669
Lender
NameFIFTH THIRD BANK KENTUCKY INC
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 25, 2047

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateNov 18, 2020
Property Address7622 CLOUDSTONE DR, FLORENCE, KY 41042-8056
Document NumberD1155/566
Book / PageD1155 / 566
Map ReferenceSL 598-A
Instrument DateNov 13, 2020
Instrument818629
Transaction TypeTransfer
Record UpdatedJul 6, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address214 BUCKINGHAM DR, 214, FLORENCE, KY 41042-9440

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7622 CLOUDSTONE DR, FLORENCE, KY 41042-8056

Mortgage

Document Number0M4376/756
DateNov 18, 2020
Book PageM4376/756
Instrument818630
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBOONE KY
Recording DateJul 7, 2020
Property Address7622 CLOUDSTONE DR, FLORENCE, KY 41042-8056
Document NumberD1147/231
Book / PageD1147 / 231
Map ReferenceSL 598-A
Instrument DateJun 29, 2020
Instrument805899
Transaction TypeTransfer
Record UpdatedJul 6, 2021
Title CompanyAGILITY CLOSING & TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1498 BAYWOOD CT, 1498, HUBBARD LAKE, MI 49747-9741

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7622 CLOUDSTONE DR, FLORENCE, KY 41042-8056

Mortgage

Document Number805900
DateJul 7, 2020
Instrument805900
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyBoone County
Unified School DistrictBoone County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,034.00 (+6.01%)$325,000 (+27.45%) Land $30,000 Building $295,000
2024$325,000 (+27.45%) Land $30,000 Building $295,000
2023$2,862.00 (+2.25%)$255,000 (-) Land $30,000 Building $225,000$255,000 (-) Land $30,000 Building $225,000
2022$2,799.00$255,000 Land $30,000 Building $225,000$255,000 Land $30,000 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOONE CO WATER & SEWER DISTRICT
serves 66,300 people · EPA ID KY0080034
Water SourcePurchased surface water from several systems
Last State InspectionMar 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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