7621 E Hamilton Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 7621 E Hamilton Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,174 sqft · built 1973
Lot Size	3.55 acres (154,638 sqft)
Owner	Individual Name on File
Last Sale	$565,000 (Apr 2026)
Tax Bill	$4,360 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`48192.9051`

Property Details

APN / Parcel Number

Primary APN	`48192.9051`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,174 sqft Living Area
Gross Area	3,846 sqft
1st Floor Area	1,667 sqft
Basement Area	1,507 sqft
Finished Basement	1,507 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	154,638 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	120 sqft
Deck Area	364 sqft
Patio Area	125 sqft
Canopy	125 sqft
Lean-To	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Street Address	7621 E HAMILTON RD
City	CHATTAROY
State	WA
Zip	99003-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	19-28-44 PTN OF NW1/4 DAF; E220FT OF W560FT OF S732.58FT OF GOV LT 2 EXC CO RD
Legal Range	44
Legal Township	28
Legal Section	19
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2029
Census Tract	10201

Owner

7621 E Hamilton Rd is owned and occupied by an individual who bought it in April 2026.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7621 E HAMILTON RD, CHATTAROY, WA 99003-9714
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage ESA CREDIT UNION
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Jul 1, 2016 · Amount on File
Deed Document Number	20267482235
Prior Transfer Date	Aug 26, 2015
Prior Transfer Doc	0006431207
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 15, 2026
Property Address	7621 E HAMILTON RD, CHATTAROY, WA 99003-9714
Document Number	0007482235
Instrument Date	Apr 9, 2026
Instrument	20267482235
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920,817.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7621 E HAMILTON RD, CHATTAROY, WA 99003-9714

Mortgage

Document Number	0007482236,
Date	Apr 15, 2026
Instrument	20267482236

Lender

Name	ESA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7621 E HAMILTON RD, CHATTAROY, WA 99003-9714
Document Number	0006753198
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7621 E HAMILTON RD CHATTAROY WA 990039714, CHATTAROY, WA 99003-9714

Mortgage

Document Number	0006753198
Date	Oct 19, 2018
Instrument	6753198

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7621 E Hamilton Rd was $4,360, up 7.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,360.00 (+7.44%)	$538,850 (-2.27%) Land $72,950 Building $465,900	$538,850 (-2.27%) Land $72,950 Building $465,900
2025	$4,058.00	$551,350 (+15.44%) Land $72,950 Building $478,400	$551,350 (+15.44%) Land $72,950 Building $478,400
2024		$477,600 (+9.77%) Land $108,800 Building $368,800	$477,600 (+9.77%) Land $108,800 Building $368,800
2023	$3,723.00 (-8.3%)	$435,110 Land $59,010 Building $376,100	$435,110 Land $59,010 Building $376,100
2022	$4,060.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7621 E Hamilton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7621 E Hamilton Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 65% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	476 / 270
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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